1068, what if the credit card is overdue?

1. What should I do if 1068 says at the beginning that the credit card is overdue?

1. First of all, the process of formal bank prosecution is not

1068, what if the credit card is overdue?

1. What should I do if 1068 says at the beginning that the credit card is overdue?

1. First of all, the process of formal bank prosecution is not so simple. After the court files a case, it will not only send a notification message, but also send various materials. This means of notifying late prosecution starting with 1068 often ends with the words xx unsubscribe. There is no doubt that this is a scam message. Suggest blacking out and never reply.

2. If you are using a credit card, and it is indeed overdue, you'd better take the initiative to contact the bank. Calculate the overdue time first, even if it is not enough to be sued, you should negotiate with the bank. Generally speaking, even fraudulent SMS messages can be reported by calling the reporting center at 1232 1.

Second, how long will the credit card be sued if it is overdue?

1. Generally, if the overdue time reaches three months, the cardholder will be sued by the bank. If too much debt is involved, it is reasonable to advance some time. Before being sued, it is usually the bank's collection system to communicate. Cardholders should not ignore the bank's collection methods, otherwise it will only make the overdue behavior look worse.

If the debt exceeds 50,000, the cardholder will be in danger. At this time, he was prosecuted, which directly accounted for two items in the sentencing of the illegal act of "malicious overdraft". Possession of money is a civil responsibility, while malicious overdraft is a criminal responsibility, which is linked to imprisonment. When you owe a lot of money, you'd better pay it back as soon as possible.

Third, what will happen after the credit card is sued?

1. The reason for the bank's prosecution is that the cardholder is overdue for a long time and has no repayment behavior, and the purpose of the prosecution is to recover the arrears. Therefore, in this case, the cardholder should first contact the bank immediately, explaining that the reason for the overdue was due to some force majeure factor, not malicious overdue. At this time, it shows a positive willingness to repay, and banks are generally easy to discuss.

2. Even if the bank doesn't withdraw the lawsuit for the time being, or the cardholder doesn't have enough financial ability to repay the money for the time being, he can't sit still and try to evade the responsibility of paying back the money by prison. The debtor should actively negotiate with the bank to extend the repayment time, and even if it is not allowed to make a personalized repayment plan, it should take the initiative to repay part of it.

The professional team handles overdue prosecution, and the one-stop service platform can quickly solve the prosecution problem for you. Click the page consultation button to get your exclusive solution.