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Will the dunning letter be sent to your home?

Legal analysis: don't believe it easily when you receive a text message. Huabai itself belongs to the loan relationship. The 9th of each month is the repayment date of Huabai, which can be repaid on or before the 9th.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.