Do banks use private numbers for collection?

Will ABC make a phone call with a virtual number?

Will ABC make a phone call with a virtual number? No, for the following reasons:

1. Because 170 belongs to the number segment of virtual operator, the banking system can't recognize this number segment, and the default is VoIP, so the bank card can't be bound.

2. At present, the three major operators are coordinating with the industrial alliances in virtual operator and virtual operator, and have submitted reports to many banks, such as Industrial and Commercial Bank, China Construction Bank and Rural Commercial Bank. It is estimated that 80% of banks can solve the problem of identifying 170 numbers after 10.

3. As virtual operator has not been connected with various telecom enterprises and the telephone exchange system has not been reformed, only some landlines can be dialed in the 170 part.

If the credit card is overdue, will the bank staff call me by personal phone to remind me?

No, banks will use internal landline to collect money, and private mobile phones are generally outsourced to third parties.

Will banks use virtual numbers to collect debts?

Yes

1. Private number will not be used for bank collection. Even if the numbers appearing in the caller ID are private numbers, most of them are virtual network numbers, which are randomly generated by network dialing software.

2. Personal numbers are forbidden to be used by collection personnel or collection companies, so virtual numbers are usually obtained automatically through network dialing software.

What phone number will the bank call for collection?

Bank collection is made by public telephone. If the bank collection is internal collection, the bank's customer service phone number will generally be used. If it is a collection company outsourced by a bank, it is usually a landline telephone collection starting with the city area code.

In short, there is generally no personal phone number for the bank's collection phone. If the user receives a collection call from the bank from a private number, he must ask the other party to provide the name of the work number and call the bank's customer service phone to run the verification to prevent being cheated.