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How does ICBC mobile banking inquire about interest rates?
Inquiring about ICBC deposit and loan interest rates through mobile banking can be divided into the following steps:
1. Open ICBC Mobile Banking, and enter the password to log in.
2. After logging in, select Investment and Financial Management on the homepage, and then click the deposit and loan interest rate.
3. Select the option you need to query, such as RMB deposit or loan interest rate. If you need to check the deposit interest rate, you can click the deposit interest rate to check it.
Ii. ICBC loan interest rate
Interest rate project annual interest rate (%) within half a year (including half a year) loan 6. 10 half a year to one year (including 1 year) loan 6.56 one to three years (including three years) loan 6.65 three to five years (including five years) loan 6.90 five years or more loan 7.05 I don't know what kind of loan you intend to handle, different types.
General loan process:
The loan applicant submits personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary examination of the loan application of the loan applicant and arranges a special person to contact the loan applicant. If the loan applicant passes the preliminary examination after contact, it will guide the loan applicant to provide the required materials, then review it and finally reach a loan.
References:
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3. What is the mortgage interest rate of China Baoding Industrial and Commercial Bank?
According to Zhihu, the mortgage interest rate of Baoding Industrial and Commercial Bank is 4.75%, and the highest interest rate is 7.5%.
4. What is the interest rate of ICBC's study abroad loan?
ICBC issues RMB loans according to the current situation. Users have different personal assets and different interest rate standards. Subject to the regulations of the local branch.
Apply for a loan of 200,000 yuan for studying abroad, and the three-year interest is calculated as follows:
The annual interest rate is 8700 yuan.
This is calculated according to the minimum standard, and not everyone can calculate according to the benchmark interest rate. It is recommended to consult the local branch.
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