Is the message sent by 12368 true?

12368 is the judicial information public service number of the national court information system determined by the Supreme People's Court. After receiving the short message starting with 12368, the content of the short message will be headed by a people's court, with relevant information such as case number, cause of action, plaintiff, etc., and the court will also issue a summons to the defendant to inform him to appear in court at the designated place at the specified time, which meets the above conditions.

Moreover, all kinds of collection letters or short messages, lawyers' letters, collection letters, warning letters, door-to-door investigation letters and pre-litigation warning letters are just a means of collection. But if you receive the short message of 12368, it is true, because this is the official number of the judicial service, and it is impossible to forge it.

The harm of online lending:

1, the repayment period is short and the pressure is high, which easily causes the borrower to be overdue.

The loan term of most online loans is 3, 6, 12 months, which is very stressful for most customers, and often leads to a high repayment ratio of borrowers' income, which is easy to be overdue.

2. Routine loan (high liquidated damages, beheading interest, management fee)

Many online loans are routine, involving beheading interest, high prepayment penalty, management fees and insurance premiums to raise interest rates.

3. It is not good for credit reporting.

Lenders of online loans are often small loan companies and trusts. , are small loans in the bank. Banks are customers who don't like online loans very much, and many bank loan products are not allowed to access online loans.