Industrial credit card is overdue. Can we negotiate?

We can negotiate. After the Industrial Credit Card expires, it can be settled through negotiation with the bank. Here are some detailed instructions:

1. Contact the bank in advance: once you find that you can't repay the loan on time, you should contact the credit card department of Industrial Bank as soon as possible. You can contact the bank customer service by phone to explain your situation and express your willingness to repay.

2. Explain the reasons: It is an important step to explain the reasons for overdue when negotiating with banks. Possible reasons include economic difficulties, emergency expenses or other unexpected circumstances. Providing a reasonable explanation will help the bank understand your situation and may give more understanding and help.

3. Propose a repayment plan: During the negotiation, you can work out a repayment plan with the bank. This can include installment repayment, deferred repayment or rescheduling repayment. According to your specific situation, the bank may provide some flexible solutions according to the actual situation.

To sum up, the Industrial Credit Card is overdue and can be negotiated with the bank. Contact the bank in time, explain the reasons for overdue and propose a repayment plan, so that a reasonable solution can be obtained.

If you need to know more about overdue credit cards, you can check official website of Industrial Bank or consult the customer service of the bank to get more detailed and accurate information.