What happened after Bai Hua was stopped?

As a loan product of Alipay, flower buds are welcomed by many people, but when a netizen is using flower buds, Alipay platform sends him a short message, which shows? Because of your breach of contract, the flower buds expired in advance and the balance was recovered in advance? , what does this mean?

First, it may be that Alipay platform sent you this message after the deadline. Maybe your flowers are overdue, but you didn't return them. Continue to use the flower bed. In this case, you have actually violated Bai Hua's contract, because Bai Hua's contract cost money last month, and you had to repay it before the repayment date of this month, but you didn't. In view of your situation, Alipay platform allows your consumption to expire in advance this month, which means that you have to pay back the money you owe, and the remaining amount will be recovered by Alipay platform, which means that you can't use the flower buds before you pay off the arrears. This is also a kind of protection for your own funds by paying the platform to prevent someone from maliciously not paying back.

Second, the harm of overdue flower beds If your flower beds are overdue, then Alipay platform will strongly close your flower bed function, and you will be re-evaluated after repayment. If you meet the requirements, you can reopen the flower bed. Manual intervention is invalid. The second point is expected to produce negative records, because Alipay will send these arrears records to Sesame Credit, thus affecting its own Sesame Credit score. Moreover, the flower garden has been docked with the central bank's credit information system. If your flowers are overdue, Alipay will also upload these data to the central bank's credit information system. The last point is that overdue will generate interest, which is equal to the principal multiplied by the expected number of days and then multiplied by 0.05%.

Third, summary Therefore, the Internet is not a place of extra-legality, and the money spent on flower beds must be returned. If you don't return these records, your personal credit will be affected, and you won't be able to borrow money from the country's banks in the future, thus affecting your life. When you receive this message, you must pay off your debts in the garden.