The credit card of ABC has been repaid, but the SMS query shows that it has not been repaid.

1, remember your bookkeeping date first, every month is fixed.

Subject to the billing date, the final repayment date of ABC credit card is 25 days after the billing date.

Suppose your billing date is 10, and the repayment date is the 4th or 5th of the following month.

Remember: No matter what day the billing date is, you can enjoy the longest repayment period as long as you spend on the day after the billing date.

2. When the cardholder's actual repayment amount on the due repayment date is lower than the minimum repayment amount, the unpaid part of the minimum repayment amount shall pay a late fee and be shown in the bill.

The late payment fee is 5% of the unpaid part of the minimum repayment amount.

3. If the credit card has enough overdraft limit, there must be a repayment transaction to be considered as repayment.

4. The withdrawal fee of ABC is 1%, and there is no minimum.