I entered the online loan, but 1086 sent a message saying that I was maliciously overdrawn and refused to repay. What should I do?

First of all, I will give you the following answers to your current questions:

According to your description, you maliciously overdrawn on the online loan platform and refused to repay. Faced with this situation, you can take the following steps to solve the problem.

1. Contact the lending platform in time: First of all, contact the online lending platform immediately to explain the problems you have encountered and express your willingness to repay. Keep good communication with the platform, try to reach an understanding and agree on a solution.

2. Seek professional help: If communication with the platform fails or the situation is serious, you can consult professional financial institutions or legal institutions for their advice and help. They can provide you with more in-depth solutions to help you deal with related legal issues.

3. Reasonable repayment plan: Make a reasonable repayment plan according to your own economic situation and actual situation to ensure timely repayment. Timely repayment can gradually restore credit and reduce disputes with the platform.

In addition, for friends who want to apply for online loans, I suggest that before applying for loans, they can check their credit status on credit inquiry platforms such as Xiaoqi Credit Information. If your credit is not good, it is recommended to wait until the credit risk score is reduced and there is almost no stain, so as to increase the chances of passing the audit.