What does it mean to send a text message to Pudong Credit Card saying that it is reduced or frozen?

Pufa Credit Card sent a text message saying that the reduction is to reduce the credit limit of the credit card; Freezing means freezing the normal use of credit cards.

1. Reasons for the decrease of credit cards:

① There is too much surplus in the existing authorization line;

② The credit card is overdue;

3 there are irregularities such as cashing out of credit cards;

(4) personal financial adjustment.

2. Frozen credit cards can be unfrozen under certain conditions. Please call the credit card customer service center for handling:

① If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the bank's credit card customer service center to explain that the bank will unfreeze under normal circumstances. After that, the cardholder should repay the loan on time to avoid overdue again, because overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications.

② The credit card was frozen due to cashing. Depending on the situation, if it is not subjective cashing, but the bank mistakenly thinks cashing, the cardholder can call the bank credit card customer service center to explain the situation and apply for credit card unfreezing.

(3) The credit card is frozen due to the theft of the credit card. Generally, the bank will unfreeze the stolen credit card after it is processed.