Ping An Insurance 520 Baby Card

Ping An Insurance Children's Card, the cheapest medical insurance, 200 yuan's, 520 yuan's, and (by age) the most important thing is to solve the 65438+ 10,000 hospital medical insurance. However, the drawback of this card trial business is that there are deductibles and reimbursement ratios (according to medical expenses), depending on the insurance liability. Also, in case there is a great risk that you can't renew the purchase and report the case in the second year, it is recommended to apply for Ping An life insurance and additional medical insurance. The advantages are unlimited times a year, 30 days interval between the same illness, and five-year renewal.

Ping An 520 Baby Card is an insurance product portfolio tailored by Ping An Insurance for customers. Specific product terms are as follows:

1. Insured: a healthy minor aged 0- 18;

2. Coverage: the insured 10 is under the age of 0, with a total limit of 200,000, and has reached 10, with a total limit of 500,000;

3. Insurance period: 1 year;

4. Insurance liability: hospitalization, accidental medical treatment, accidental disability, and death due to illness;

5. Premium: 520 yuan/year.

1, 20,000 yuan for accident/illness death protection.

2. Accidental medical treatment refers to tripping, cat scratching and dog biting, falls and sprains. The maximum annual expense is 5,000 yuan, and the underwriting method is: 80% of the expenses will be reimbursed after 100 yuan is waived (except self-funded drugs).

3. The highest reimbursement for hospitalization expenses is 60,000 yuan per year. For babies with social security, the proportion of the remaining social security expenses after reimbursement is (after 300 yuan is exempted): 50% for expenses below 5,000 yuan, 65% for expenses between 5,000 yuan-10000 yuan, and 90% for expenses above 10000 yuan (excluding self-funded drugs).

4. To buy insurance for the baby, security is the main consideration, especially in the stage when the child has hand, foot and mouth disease, and the baby's resistance is weak, which makes parents feel uneasy. A medical insurance is essential. Children are delicate, treatment costs are expensive, and risks are passed on to prevent problems before they happen.

Advantages of Ping An Insurance 520 Baby Card

5.520 Compared with relative life insurance, the expenses before the age of five are the least. Because life insurance and medical care before the age of five need to be in 2000, and it is easy to buy insurance, just make a phone call online. The disadvantage is that the claims are paid in installments, and the claims are not too high. After the insurance claims are made, it may not be guaranteed to renew the insurance next year.

6. There are many ways to get a baby card. Generally, the price of children's insurance cards is more cost-effective. Insurance liability focuses on accidental injury or accidental medical treatment. But now some insurance can be used for medical insurance, as well as serious illness and hospitalization.

7. China Ping 'an Happy Baby Card Children's Ping 'an Medical Insurance Card is an insurance card underwritten by Ping 'an Old-age Insurance and taking the safe passage of group insurance. It integrates children's hospitalization, accidental medical treatment and death responsibility, and the insurance cost is cost-effective, fully guaranteed and paid nationwide!