I don't have any debts. Why did I receive a reminder from Alibaba?

Reasons for receiving reminder message for non-loan:

1. The mobile phone number is bound to a bank card or a third-party platform by someone who has used it before, and the other party has a loan. The collection message is sent to the bound mobile phone number.

2. There is a loan from a different place, and the third party collects collection messages from other channels under the guise of contact.

3. Personal information is leaked, and someone borrows money in his own name, but it is overdue after borrowing.