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Will there be a delay for friends to transfer money to Industrial Bank at night?
1.20 16, 12, 1 There are three ways to transfer money through channels other than bank counters and ATMs, namely, real-time arrival, ordinary arrival and next-day arrival. Among them, the real-time arrival is to process the deduction and remittance immediately after accepting the transfer application, and generally the single amount will not exceed 50,000 yuan; Ordinary accounts generally arrive within 2 hours; The next day's arrival will be delayed to the second natural day, and the next day's arrival does not mean 24 hours' arrival.
2. In addition, when using online banking to transfer money, its arrival will also be affected by the inter-bank clearing system and the posting time of the receiving bank. Under normal circumstances, the bank's liquidation period is from 10 to 2: 00 the next day, during which the transfer will lead to the extension of the arrival time.
3. If the remittance is made by our bank, it can be received within 24 hours; If it is inter-bank, it can be received between 9: 00- 17: 00, within four hours, before 9:00 and after 17:00. Usually it will be received the next day, and the remittance will be received on Saturday and Sunday, and it will not be received until next Monday.
Common transfer methods
1. After confirming that the passbook account number and account name provided by the payee are correct, take the cash to the bank and deposit it directly into the payee's account.
2. It is suggested to open an account in a bank, and then fill out a wire transfer form, clearly fill in the other party's account number, account name and bank name, and remit money from the account to the payee. This way is the safest. If the payee's account has been cancelled and the account name (or account number) is incorrect, the remittance will be directly returned to the account.
3. If you have a deposit card of ICBC, you can transfer money directly at ATM, and the remittance through train is very convenient.
4. If it is too much trouble to open an account, you can remit money directly in cash and fill in the wire transfer form for remittance, but you must clearly fill in the account number, account name and bank name of the other party.
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