How to prevent the elderly from being deceived?

The elderly are paying more and more attention to health care. Scammers use this to lure them to buy useless health care products at high prices, claiming to provide "free physical examinations", "free experts" to explain health care knowledge, or give away free eggs. , fruits, and small household appliances to defraud the elderly out of their money.

Anti-fraud tips: When faced with health care product scams, believe in science and don’t believe in the “magic bullet” that fraudsters say can cure all diseases. When you feel unwell, you should go to a regular hospital for medical treatment in a timely manner. Do not believe too much in the efficacy of health care products, let alone use them as a substitute for medicine.

2. "Pension Payment" Scam

Scammers collect tens of thousands of yuan from uninsured people at once in the name of knowing the staff, falsely claiming that they can help the uninsured. Insured persons provide agency services, making uninsured persons mistakenly believe that they can enjoy pensions by paying a one-time payment of social pension insurance premiums.

Fraud prevention tips: In many cases, fraudsters usually ask the elderly to hide the situation from their family members. It is recommended that the elderly pay more attention to policies and social news that are closely related to their lives. Children should communicate more with the elderly at home to understand their recent living conditions. If you find that an elderly person has been deceived, you should immediately persuade them patiently, stop the loss in time, and call the police immediately.

3. Lottery-winning fraud

Lottery-winning fraud mainly involves calling or sending messages saying “I have won the prize and I have become a lucky spectator” or throwing out paper winning lottery tickets to lure the elderly to redeem their prizes. to commit fraud. Once someone contacts you to redeem your prize, the fraudsters will use various names such as "notary fees", "transfer fees" and "late fees" to request money to be transferred to commit fraud.

Fraud prevention tips: There is no pie in the sky, and there is no free lunch. Elderly people should not believe it when they receive such winning information. They should first discuss it with their children or call 110 to consult the police.

4. Investment and Financial Management Scams

In recent years, many scams have lured the elderly into investing with high profit returns, including frequent illegal fund-raising cases in recent years. Some criminals often fabricate various investment projects in the name of investment, financial management, and elderly care services, and use high interest, high returns, and low risks as bait to commit fraud.

Fraud prevention tips: Elderly people should increase their awareness of risks when investing, and should not be fooled by attractive projects and high rates of return. They should invest with caution.

5. Housing for retirement fraud

Currently, many fraudsters are targeting the houses of the elderly and launching "housing for retirement" projects, claiming that "the real estate certificate is useless even if it is left idle at home. You can receive high interest every month and other tactics to lure the elderly to mortgage their houses and use the loan money to purchase "high-yield" "financial management projects." Generally, in the early stage, fraudsters will return some of the proceeds to the elderly, and then run away with the money. In the end, the elderly lose all their money and house, and even become heavily in debt.

Fraud prevention tips: The elderly should be wary of "high-interest and zero-risk" financial management projects. In particular, important investment and financial management matters such as house mortgage sales need to be treated with caution. They should communicate more with their children and relatives or consult with the public security department. .

6. "Warmth" Scam

As the elderly enter their twilight years, they begin to fear loneliness and yearn for companionship. Fraudulent gangs seize on the psychology of the elderly as a way to obtain illegal benefits. Breaking point. When people selling fake and shoddy health products come to the door every day to ask for help, and are "more considerate than their children," some elderly people will willingly buy the "three noes" products. At the same time, empty-nest elderly people are the key targets of fraud. Fraud gangs gain trust through "accompaniment" and then commit crimes. Some even defraud property in the name of "marriage and love".

Fraud prevention tips: The elderly should establish a sense of prevention and do not trust others' words. More importantly, children should pay more attention to the elderly, provide companionship, and communicate more about their recent living conditions, so as not to give scammers the opportunity to play the "family card."

Guide to Anti-Fraud

1. Keep a clear mind, do not be greedy for small profits, do not believe others’ lies, and remember that “there is no free lunch” and “there is no pie in the sky” .

2. Elderly people should pay more attention to various news media and community propaganda, learn more about official information and various current fraud techniques, and strengthen their ability to identify fraud tactics.

3. Stay away from suspicious people, don’t be too affectionate with “strangers”, stay alert at all times, and don’t accept strange calls or messages casually to avoid being deceived.

4. When you are undecided, don’t make a decision easily. When you want to spend money, think more and consult more.

5. Go to designated and formal departments of the government and communities, and actively download the National Anti-Fraud Center software to effectively identify and intercept fraudulent calls, text messages, etc.

6. Elderly people who are not familiar with the operation of online payment platforms are advised not to bind bank cards to WeChat or Alipay, save only a small amount of change, and try not to open online payment services with their bank cards.

7. Children should always pay attention to the physical and mental health of the elderly, and spend more time with them and care more about them.

Everyone will grow old, so that the elderly can not only be provided for but also feel at ease and comfortable, which requires the joint efforts of the whole society. Let us all take action, actively respond to the national special campaign to crack down on pension fraud, use laws and technology to build a "protective net" for the elderly, guide the elderly to strengthen their awareness of risk prevention, improve their ability to detect and prevent fraud, and effectively safeguard their own legality. rights and interests. At the same time, mobilize more social forces