Joke Collection Website - Public benefit messages - Is the loan in Zhong Yi reliable?
Is the loan in Zhong Yi reliable?
1, 100% principal and interest guarantee. "Principal Protection Plan" is a credit risk-taking mechanism established by Zhong Yi Loan to protect the rights and interests of all investors in the platform. When the loan invested by the public easy loan investor is overdue, the public easy loan will advance the principal and interest that should be recovered in this period to the investor, creating a safe investment environment for the investor and ensuring the safety of the principal and interest of the investor. After all investors in the platform are authenticated, their investment behavior in the platform is subject to the "principal protection plan", and investors do not need to pay any fees for it.
1) Pay in advance. If the investor's principal is damaged due to the borrower's problem, the investor has the right to apply for "first payment" from Zhong Yi Loan, and Zhong Yi Loan will use the risk guarantee fund to pay the investor's principal first, and then recover from the borrower indefinitely.
2) Risk guarantee fund. Zhong Yi Loan has established a "pay first" risk deposit system, and the funds come from the capital injection of venture capital companies. At present, the risk protection fund has exceeded 20 million yuan.
3) Unlimited recourse. If the borrower's breach of contract causes the investor's income to be damaged, Zhong Yi Lending will jointly claim unlimited compensation from the borrower and report the details of the breach of contract to the central bank's credit information system.
2. Fund custody. The transaction funds are managed by a third-party payment institution, and the special account is dedicated. All transaction funds of Zhong Yi Loan are managed by third-party payment institutions. The custody of trading funds is completely in accordance with the standard mode of "earmarking". Investors can query the transaction details of account funds in real time, and account funds can only be transferred to bank accounts certified by Zhongye Loan. Zhong Yi keeps away from trading funds and adheres to the principles of sunshine, transparency, fairness, legality and compliance to ensure the safety of trading funds.
3. The capital transaction is safe. Zhong Yi loan platform program is independently developed, and the trading system adopts international standard SSL security encryption technology to ensure the safety of data and information. With the verification of SMS dynamic code, your transaction is safer and more assured. Zhong Yi Loan promises not to disclose the personal information and privacy of both parties on the website, so as to ensure that personal information will not be obtained, processed or deleted by others without authorization or accident. Investors can query the transaction details of account funds in real time, and the account funds can only be transferred to the bank account number and payee certified by Zhong Yi Loan, and verified by SMS dynamic code.
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