Is the car loan three days overdue?

If the car loan is overdue for three days, report it at the meeting: 1. Because some banks will have a three-day repayment grace period for overdue car loans, as long as the owner pays the repayment amount within this repayment grace period, the bank will not charge the owner a late fee, and the personal credit record is overdue. If it is overdue for five days, it will definitely charge a late fee, and the personal credit record is overdue; 2. However, some banks directly regard the unsuccessful deduction on the same day as the overdue repayment of the owner, and directly register the overdue record in the owner's personal credit information system. Therefore, if the owner contacts the bank staff in time to give feedback, he will pay the repayment amount on the same day. So as not to affect personal credit information; 3. For overdue behavior, car owners should also pay attention to ensuring that the loan can be paid off on the day of deduction, so as to avoid adverse effects on personal credit information due to overdue. Otherwise, the consequences will be more serious, which may lead to the rejection of other loans or credit cards by car owners.