What is free payment in Suning.cn and how to apply in Suning?

Hello! As a personal consumption staging brand launched by Suning Finance, willful payment aims to provide users with multi-scene, omni-channel and all-round small consumption staging services. No mortgage, no guarantee, 0 down payment, low interest, up to 24 installments, allowing users to enjoy first and then pay.

There are currently three official application channels for discretionary payment: one is to apply through Suning Financial app; The second is to apply through Suning.cn APP; The third is to apply through the official account of "Suning willful flower" WeChat.

The specific application method is as follows:

(1) Suning Financial App: Select "Confidential Payment" or "My" from the homepage to enter the homepage of confidential payment products, and complete the application and opening of confidential payment according to the prompts such as bank card verification and SMS verification.

(2)Suning.cn App:

Method 1: By selecting "My Tesco" on the lower right of the home page, the user directly enters the application page of newcomers who are willing to pay, and completes the application and opening of newcomers who are willing to pay, such as bank card verification and SMS verification, according to the prompts;

Method 2: The user searches for "arbitrary payment" in Suning.cn, directly enters the application page of arbitrary payment newcomer, and completes the application and opening of arbitrary payment according to the prompts such as bank card verification and SMS verification;

(3) Official account of "Suning willful flower" on WeChat: Users can search for "Suning willful flower" on WeChat, select "willful payment" in the menu bar, click "Open/Review/Repayment", and follow the prompts to complete the application and opening of willful payment.