Online loan sends you a text message saying that there is a lawsuit letter.

Legal analysis: online loans are usurious. It's false to send a text message to scare them after the deadline. They were really sued to the court. It is the court that needs to sign the lawsuit and summons, not the other party's notice, and they will not use SMS.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 84 There must be a receipt for the service of litigation documents, and the addressee shall record the date of receipt, sign or seal on the receipt.

The date of receipt by the addressee on the service receipt shall be the date of service.

Article 125 The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receiving the indictment. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.