Cloud payment credit card

Is ICBC's HCE cloud payment credit card safe

ICBC's HCE cloud payment credit card guarantees the cardholder's information, transmission, transaction and fund security from four aspects.

1. Simulation chip card ensures information security

First of all, ICBC cloud payment credit card is a virtual chip card generated by simulation based on HCE technology, and the security of the chip card is greatly improved compared with the traditional magnetic stripe card. Icbc cloud payment credit card is a "chip card without chip", which can ensure the information security of users.

2. Dynamic key ensures transmission security

Secondly, ICBC also uses technology to ensure the transmission security of information. ICBC ensures the security of customer information in the process of Internet transmission through token generation technology and dynamic key technology of cloud server.

3. relying on cloud authentication to ensure transaction security

in addition, ICBC relies on "cloud authentication" technology to transmit transaction information to ICBC's cloud server in real time through online transaction, and complete the nuclear experiment of payment token and dynamic key online in real time. This can ensure the transaction safety of users.

4. Monitor the quota to ensure the safety of funds

Finally, ICBC also uses the quota to ensure the safety of customers' funds. ICBC established an advanced real-time monitoring and intervention system based on big data visualization technology, and set the single transaction limit of HCE cloud payment credit card to 5, yuan. These measures ensured the safety of large-sum capital transactions.

Will the card be blocked when using Alipay for cloud payment?

If the credit card is paid in China Unionpay Quick Pass normally, the card will not be blocked, and if it is used in China Unionpay Quick Pass abnormally, the card will be blocked. It is no problem to use China Unionpay Quick Pass Alipay to swipe your card, but you should swipe your card properly, not excessively.

knowledge expansion

China Unionpay Quick Pass is a mobile payment APP officially launched by China UnionPay, which consists of several national commercial banks, city commercial banks and rural (urban) credit cooperatives. Cardholders can understand that China Unionpay Quick Pass is an official APP supported by banks, and there is no violation. The card will not be blocked if you use China Unionpay Quick Pass. The real reason for the card blocking is that the cardholder has a bad credit record or a bad card use record.

ICBC credit card cloud payment card Taobao shopping card with mobile phone

ICBC has a new product! Cloud payment card, you can swipe your card with your mobile phone, and the credit card can be directly associated with Android mobile phone for shopping and online trading. Let's see how to use this artifact:

According to the relevant person in charge of ICBC, HCE cloud payment credit card is a brand-new financial service based on mobile internet life. The credit card is equivalent to the supplementary card of the credit card. As long as the credit card holder uses an Android mobile phone with NFC function, he can log in to the mobile banking and click the "cloud payment" icon without changing the mobile phone or SIM card or applying for a new credit card, and conveniently apply for the HCE cloud payment credit card service.

when using ICBC HCE cloud to pay off-line credit card consumption, turn on the NFC function of the mobile phone to light up the screen of the mobile phone, flick the mobile phone close to the POS machine and complete the payment with a "beep". For online consumption, you only need to bind the HCE cloud payment credit card to the bank e-payment, click "Confirm Payment" directly after online shopping, and then enter the payment password to make one-click payment. HCE(Host-cardemulation) is a technology that uses mobile APP software to simulate chip cards to realize bank card issuance transactions. Banks use a cloud server to store massive bank card account information.

I'd like to ask Yunfu how to swipe a credit card

First of all, before swiping a credit card, I need to know "my account" and "my profit" in Yunfu. My account means that the funds will come here after you swipe your credit card; And my profit sharing refers to the commission generated by your promotion of cloud payment.

how to pay by credit card in cloud?

1. Open the cloud payment, and click Pay in person. Pay in person must be by swiping your credit card.

2. Enter the amount and swipe the credit card limit, not the integer.

3. After entering the amount, click Next, and different channels will appear with different rates. Try to choose the one with low rate. In addition to the rate, it is the arrival time. In a nutshell, there are four types of T that do not need or need to withdraw cash and T1 that do not need or need to withdraw cash. For example, the selected channel is UnionPay H channel, which is a T for cash withdrawal, and the rate is .36%1 yuan/transaction.

4. Select a channel and click it, and the credit card you just bound in the bank card management will pop up. Select the credit card you need to swipe and click it.

5. This will jump to the online banking of the channel you selected. Enter your credit card related information, CVN2 (the last three digits on the back of the card) and the validity period of the credit card. After all the input, just confirm the payment.