Can I cancel the bank card on my mobile phone?

Generally, you cannot cancel your bank card on your mobile phone. You need to cancel it at the bank counter. If the balance in the card is zero, it will be automatically cancelled after one and a half years. The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid ID card or a copy of your ID card, proof of residence, proof of unit income or proof of personal assets and other materials to the bank counter for relevant procedures. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It takes about 20 working days for the head office of the bank to issue a debit card to the customer after reviewing the application materials. Bring valid documents, mainly ID cards, fill out the application form at the bank, and then you can issue cards to the applicants, which is relatively simple.

Credit cards don't cancel automatically. If you need to cancel the credit card in the application or cancel the card that has been issued, you can call the credit card customer hotline and transfer to manual service. Online customer service cannot cancel the account. The cancellation of an electronic card is the same as that of a physical card, and the owner can cancel the attached card under his own name.

Description of account cancellation in mobile banking:

1. When closing an account, the system will check whether there is any balance in the account and whether there are other funds in transit that cannot be closed. If the above situation exists, the account cannot be closed. If the balance needs to be transferred from agreement cancellation or funds in transit, the account cannot be cancelled again until it is returned to the account. If the account cancellation conditions are met, enter the payment password, and the account can be successfully cancelled.

2. During the normal application period, between 4 am and 22 am, it takes about two minutes to initiate an application for account cancellation and complete mutual hope. If it is a merchant initiated after 22: 00 a.m. on T day, it is expected that the account will not be closed until 4: 00 a.m. on T plus 1 day, during which the account cannot be used by other users.

3. If the account is successfully closed, there will be a notification message. After receiving the notification message, log in to mobile banking again, and the account will be deleted from the bank card list.

The funds in the RMB account of the company shall be deposited in basic deposit account, and cash shall not be accessed, and the income from account cancellation shall not be deposited in the unit card account.

The funds in the company's foreign currency card account shall be transferred from the company's foreign exchange account, and foreign currency cash shall not be accessed in China. A foreign exchange account shall meet the following conditions: 1. It shall be opened in accordance with the relevant provisions of the People's Bank of China on the management of domestic foreign exchange accounts. 2. Foreign exchange accounts should have relevant payment contents within their income and expenditure scope.