Is it necessary for China Agricultural Bank to go to the other party's account after online transfer and SMS notification? Is there a message that only informs the other party, but you don't know who

Is it necessary for China Agricultural Bank to go to the other party's account after online transfer and SMS notification? Is there a message that only informs the other party, but you don't know who you are? Not necessarily. If your account name or bank is wrong, the money will not go to the other party's account and will be returned to you.

Generally, you can receive text messages on the same day, and only inform the other party.

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