I didn't open an online merchant bank, so I sent such a short message, 106575 170005. What happened?

Maybe the bank staff opened it without your consent in order to complete the marketing task. It is also possible that the number of the text message is not from the bank, so you need to confirm it. If it is not the bank number, it may be fraud. Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.

I introduction of online banking

On June 1, 1995, 10, 18, the world's first financial institution named after online banking-Security First Online Banking (SFNB) opened its "virtual door". By the end of 1997, there were 103 tradable financial websites in the United States, including banks and deposit institutions. By the end of 1998, this number had jumped to 1 300. With its high deposit interest and real-time, convenient, fast, low-cost and full-featured 24-hour service, online banking will be loved by more and more customers, and its number will grow rapidly, becoming a very important part of the banking industry in the future.

2.1February, 1996, Bank of China established its home page on the Internet, and published information on the Internet for the first time. At present, ICBC, Agricultural Bank, China Construction Bank, CITIC Industrial Bank, Minsheng Bank, China Merchants Bank, Pacific Insurance Company, China Life Insurance Company and other financial institutions have established websites on the Internet.

3. More and more commercial banks have set up internet finance departments and digital finance departments, and introduced financial technology companies to open cooperation and build digital banks. On the whole, the digitalization of China's banking industry is deepening, from 65,438+04.83% in 2065,438+00 to 73.78% in 2065,438+08 [4]. The advantage of online banking is that customers can access online banking through the Internet to handle transactions around the world as long as they have their own account numbers and passwords.

Second, the advantages of online banking

Compared with traditional banks, the advantages of online banking are as follows:

1, which greatly reduces the operating costs of banks and effectively improves their profitability.

2. To start online banking business, public network resources are mainly used, and there is no need to set up physical outlets or business outlets, which reduces personnel costs and improves the efficiency of bank back-office systems.