The online loan returned a text message.

First, maybe someone else filled in the wrong phone number when handling the installment payment and wrote it as your phone number.

Secondly, someone may use your identity information to process the installment payment.

Anyway, you'd better call Baiqian customer service as soon as possible to confirm. If it is the first case, make it clear to them. If it is the second case, call the police as soon as possible.

First, online loans.

P2p online lending is the abbreviation of peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly. Up to now, there are about 350 active platforms, and by the end of April 20 15, the total number of online lending platforms has reached 3054. [ 1]

From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Risks in peer-to-peer lending jointly issued the Notice on Strengthening the Construction of Credit Information System for P2P Online Lending to support the operating P2P online lending institutions to access the credit information system.

Secondly, information leakage.

With the popularity of Internet applications and people's dependence on the Internet, the security problem of the Internet has become increasingly prominent. Malicious programs, all kinds of phishing and fraud continue to grow at a high speed. At the same time, hacker attacks and large-scale theft of personal information technology occur frequently. With the rapid increase of various cyber attacks, a large number of netizens' personal information is being stolen by technology, and property losses are increasing.

At present, the "black hole door" of information security has reached an alarming level. Website attacks and technology theft are developing in the direction of batch and scale, and users' privacy and rights are infringed. In particular, some important data even flows to other countries, not only individuals and enterprises, but also the threat of information security has risen to the level of national security.

According to the data collected by a vulnerability response platform, at present, the known vulnerabilities of the platform can lead to the disclosure of 2.36 billion pieces of private information, including personal privacy information, account passwords, bank card information, trade secret information and so on. The main sources that lead to a lot of data leakage are: Internet websites, games and government systems that input a lot of identity information. According to public information, since 20 1 1, the private information of165438+27 million users has been leaked.

"These data mean that the information of almost everyone who accesses the Internet may be stolen or even used unconsciously."