Joke Collection Website - Public benefit messages - How to report collectors harassing contacts?
How to report collectors harassing contacts?
Legal analysis: 1, call the police. If serious violent collection is involved, the most direct way is to call the police. Because violent collection has seriously affected the borrower's life, you can directly apply to the local public security bureau for filing, and it is recommended to keep relevant evidence, such as chat records, audio and video recordings, etc. 2. CBRC. China Banking Regulatory Commission (CBRC) plays a regulatory role in China's financial industry. If the borrower accidentally applies for an informal online loan and encounters violent collection, he can directly complain to the CBRC. The borrower can call the customer service hotline of CBRC or leave a message in official website. 3. 1232 1 Network Bad and Spam Reporting Acceptance Center. 1232 1 is a platform for handling harassing calls, spam messages, fraudulent calls, etc. The most common collection method of some informal online lending platforms is to explode the address book. If the borrower encounters telephone harassment, he can make a complaint through this platform.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.
Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.
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