Inquiry and withdrawal of Suzhou provident fund

Suzhou individual housing provident fund balance inquiry website is: /retail/

Suzhou Industrial Park personal provident fund balance inquiry website is:/szgjj _ org/corp/login.jsp.

Excerpt:

Step one:

Workers carry materials to the central counter of the provident fund hall to apply for extraction;

The staff of the center conducts the preliminary examination → meets the requirements, and issues the "Suzhou Leased Self-occupied Housing Extraction Housing Provident Fund Application Review Form";

The center will inform employees of the audit results by phone within three working days.

Step two:

After receiving the phone call, the employee takes the relevant materials to the extraction counter in the provident fund hall for extraction;

If it meets the extraction conditions, the extracted housing provident fund will be transferred to the bank debit card associated with the employee in real time.

Suzhou provident fund withdrawal

Extraction condition

Purchase, construction, renovation and overhaul of owner-occupied housing;

Retired;

Completely lose the ability to work and terminate the labor relationship with the unit;

Settle abroad;

Repay the principal and interest of the house purchase loan;

Rent exceeds the prescribed proportion of family wage income;

Terminate the labor relationship with the unit and move out of the city;

Employees who are not registered in this Municipality terminate their labor relations with their units, and are not employed in this Municipality and leave this Municipality;

Workers who enjoy the urban minimum living guarantee;

Some employees lose their ability to work, causing serious difficulties in life;

The employee suffers from special diseases stipulated by the Labor and Social Security Department of Fujian Province because of himself, his spouse, parents and children, resulting in serious difficulties in family life.

Extract material

Buy a first-hand house to extract materials.

Buy a second-hand house to extract materials

Purchase of public housing property rights and extraction of provident fund materials

Extracting materials from buying houses in different places

Rent a house to extract materials

Retirement and other non-housing extraction materials

Comparison Table of Accessories Required for Housing Provident Fund Extraction in Suzhou City

Extraction process

General extraction process:

Step one:

Workers carry materials to the central counter of the provident fund hall to apply for extraction;

The staff of the center conducts the preliminary examination → meets the requirements, and issues the "Suzhou Leased Self-occupied Housing Extraction Housing Provident Fund Application Review Form";

The center will inform employees of the audit results by phone within three working days.

Step two:

After receiving the phone call, the employee takes the relevant materials to the extraction counter in the provident fund hall for extraction;

If it meets the extraction conditions, the extracted housing provident fund will be transferred to the bank debit card associated with the employee in real time.

Latest policy:

From September 20 16 1 day, the withdrawal process of state-managed provident fund will be simplified, and it will be more convenient and easy for employees who pay state-managed provident fund in the future.

Starting from September 1, when employees handle the housing provident fund withdrawal business, they first need to fill in the declaration information in the Letter of Commitment on Housing Provident Fund Withdrawal and make a commitment. After that, anyone who can obtain information through relevant departments for online audit will no longer be required to provide relevant certification materials, and it will be more convenient for units and employees to withdraw housing provident fund.

For the business of withdrawing provident fund from retired employees, the process is also simplified. If the employee reaches the legal retirement age and the unit has sealed the employee's housing provident fund account, then the employee can handle the provident fund withdrawal business without submitting any materials.

Withdrawal limit

Complete withdrawal is possible:

Purchase, construction, renovation and overhaul of owner-occupied housing;

Retired;

Completely or partially lost the ability to work, and terminated the labor relationship with the unit;

Settle abroad;

Repay the principal and interest of the house purchase loan;

Pay the rent for renting self-occupied housing;

Being recognized by the competent department as the minimum living guarantee object, the minimum living guarantee object and the relief object for poor workers;

Women over 40 years of age, men over 50 years of age laid off and unemployed, housing provident fund account sealed for two years;

Termination of labor relations with the unit, and the account is not in the city or the account moves out of the city;

Other circumstances decided by the provident fund management committee.

Partially extractable situation

For the purchase of newly-built ordinary houses, the withdrawal amount (calculated by the total amount in case of multi-person withdrawal, the same below) shall not exceed the amount provided by the purchase invoice.

When purchasing a stock house (second-hand house), the withdrawal amount shall not exceed the total house price. The total house price refers to the house price agreed in the stock house sales contract, the house sales in the unified invoice for real estate sales (excluding the garage) and the tax amount in the deed tax paid invoice, whichever is lower.

The purchase of resettlement housing, the withdrawal amount shall not exceed the difference between the sale price of resettlement housing and the amount of compensation for demolition.

The purchase of public housing, the withdrawal amount shall not exceed the unit housing reform while selling the special cash settlement amount.

Where the right to use public housing is purchased, the withdrawal amount shall not exceed the actual purchase amount.

For the construction (renovation or overhaul) of owner-occupied housing, the withdrawal amount shall not exceed the construction invoice amount.

Extraction time limit

Arrival time: From March 20 1 year to March 31year, Suzhou housing provident fund withdrawal business will be fully implemented by real-time transfer.

Provident fund account is associated with debit card.

Time limit for extraction:

When the average employee repays the loan and withdraws the housing provident fund, the individual account of the housing provident fund needs to keep the deposit of 10 month, and the part exceeding the deposit of 10 month can be withdrawn twice a year during the loan repayment period. If you buy a low-income family house, you can withdraw it twice a year, but you don't need to keep the deposit of 10 month in your personal account.

The average employee can only withdraw the balance in the personal account of the housing provident fund at one time by purchasing and building housing vouchers. If a low-income family housing is purchased without a loan, the housing provident fund can be withdrawn twice a year for a maximum of six times within three years from the date of purchase.