What is ICBC Express Loan?

However, ICBC's fast loans, flash loans, fast loans, and enjoy loans. It's all a lie. Don't be deceived

"ICBC Lending" is a liar. First, cheat the wages, then change the information, saying that your information is invalid, and then all your funds are frozen. If you want to change the information, you must unfreeze it and charge your account again. This is a bottomless pit.

Just out of the ICBC fast loan, cheated. The borrowed money went to the APP account, but not to the bank card. You don't have to pay it back when it expires, do you?

Just like the public loan app, 900 yuan was cheated, and then the cash withdrawal showed that the card number was incorrectly filled, and a deposit of 5 points was required. I didn't pay it. I said it would take 15 working days for the refund. It happened yesterday, 2065438+March 24th, 2009. I received this short message from ICBC Express Loan today, which is exactly the same as Zhonghe Loan. Just like being cheated.

Is fast loan reliable? (APP search is empty) What procedures are needed? Money is badly needed.

Reliable, this platform is a formal loan platform, mainly for college students and some white-collar workers to accept loan business.

For staging, you need to fill in personal information, and personal information must be true. Then you can apply for an order and wait for approval. After approval, a loan contract needs to be signed. After signing your order, the order will be generated. The money will be transferred to your reserved bank card on the same day or the next day, so you can check it in time. In this way, the whole process of your loan is completed.

Information required for loan:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required) Note:

1. The loan can only use collateral, and the sum of the loan amount and the interest during the loan period cannot exceed1/2 of the assessed value of collateral;

2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest;

3. Guarantor;

4. Age limit of the borrower: male age+loan period shall not exceed 60 years, and female age+loan period shall not exceed 55 years;

5. Customers who enter the blacklist of personal credit information cannot apply for loans; The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 1 month to get a loan. The personal loan process is as follows:

1. Apply for a loan from the bank;

2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;

3. Open a personal current deposit account and sign a loan contract.

4. Apply for real estate mortgage registration;

5. Bank loans