Is ICBC's mobile banking free?

Mobile banking (SMS) refers to a new financial service mode in which banks handle inquiries, transfers, remittances, donations, consumption and payments for customers according to the short message instructions sent by customers through mobile phones. It is different from STK's mobile banking. It is a new service mode in which customers edit the SMS service number 95588 in a specific format to ICBC, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results by SMS.

Among them, for unregistered customers, that is, customers who have not gone through any registration procedures, they can directly enjoy three types of services: inquiry, donation and help. At present, non-registered customers in Beijing can enjoy the above three types of services, and other regions will be opened one after another. Non-registered customers who use Shenzhou bank number can only enjoy the inquiry service of interest rate, exchange rate, bonds and help. For registered customers, that is, customers who register mobile banking (SMS) through our online banking, they can enjoy all the service functions of mobile banking (SMS).

Mobile banking has the following characteristics:

First, the service is wide and the application is simple.

Second, convenient and flexible, unlimited upgrade.

Third, safety, reliability and multiple guarantees.

Four. 7×24-hour service, funds arrive in real time [/size][/color]

Matters needing attention in payment of China Industrial and Commercial Bank:

1. The payment time of mobile banking agency business is from 8: 00 to 18: 00, and the single and cumulative payment limit of mobile phone charges on the same day is 500.00 yuan.

2. Edit the payment message and send it to 95588. You will receive a reply message "Payment confirmation: you should pay RMB * *. Please forward this message to 95588X to confirm payment, where X enters 6-8 digits of mobile banking password. " If the payment is successful, you will receive a "successful transaction" return message.

SMS communication fee: SMS communication fee is charged according to the standard tariff of the brand.

Note: The specific standards of information fees are as follows:

Service type charging standard

0.2 yuan/Article is used for auditing accounts and paying mobile phone bills.

Inquire about interest rate, exchange rate, bonds, transfer and remittance to 0.2 yuan.

Query historical details 0.3 yuan/article

Change the password and change the payment card 0.2 yuan/article.

Cancel 0.2 yuan/Article

Help give up

Remittances from different places are charged according to personal remittance at the counter.

Note: there is no monthly fee for the information package, and the information fee is charged according to the article.

In order to provide customers with more convenient services, ICBC has recently adjusted the SMS service numbers of China Mobile's mobile phone users' mobile banking (SMS) and ICBC's messenger service. The original numbers 777795588 and 620 19558 will be changed to 95588. At the same time, from now until May 3, 20081day, users of China Mobile Mobile Banking will also enjoy free mobile banking services for half a year (excluding mobile communication fees and transaction fees).

The person in charge of the relevant departments of ICBC said that after the mobile banking number is unified, mobile users can use ICBC mobile banking (SMS) to handle inquiries, transfers, remittances, donations, consumer payments, payment and other services, just edit the SMS and send it to 95588, and the transaction result will be notified to customers through 95588 SMS. In addition, mobile users who have customized ICBC Messenger service, including account balance change reminder, securities, foreign exchange information, fund net value, wealth management gold card, credit card, debit card statement, time deposit expiration reminder, card overdraft reminder, password continuous input error reminder and other short message messages, will also be sent to customers' mobile phones through 95588. Mobile phone users of China Unicom will also enjoy the same mobile banking (SMS) service in the near future.

It is reported that in recent years, ICBC's mobile banking (SMS) functions have been continuously improved, its services have been continuously optimized, and its business has developed rapidly. By the end of 10 this year, the number of mobile banking (SMS) customers of the bank had increased by 3.084 million, an increase of 15 1% compared with the same period of last year, reaching a total of 4.777 million.