What is the best way to borrow money?

First, when looking for someone to borrow money, you must not be too casual.

Asking someone to borrow money belongs to the category of asking for help. Since you are asking for help, you must have an attitude of asking for help. Don't take face seriously. When you speak, you should use more consultative tone. Don't be outspoken, careless and too casual. Some people don't pay attention to this because of their low emotional intelligence. For example, when they borrow money, they say to others, "You have money. Lend me this money, it's not nine Niu Yi cents. " Like this, it looks like a joke and a little humorous, but in fact, people don't want to hear it. After all, no one's money is blown by the wind. If you are too casual and don't respect other people's money, you don't respect others. How can people be willing to lend you money?

Second, when someone borrows money, there must be a time to repay the other party's money.

The book kazuo inamori's Philosophy of Success says that when you borrow money from others, you must be careful not to be opportunistic. For example, some people will say "I'll pay you back later" and "I'll pay you back when I have more money". Such vague words seem clever, but they are actually a sign of low emotional intelligence. Others are probably unwilling to lend you money. The real emotional way is to make sure that you will pay back the money from the other party. This is tantamount to an oral agreement. Don't underestimate this. It can make the other person feel that you are more reliable, more assured and more secure.

Third, when you ask someone to borrow money, you must be honest and don't make up lies to deceive people.

For example, if you borrow money from others, you are short of money and can't pay back the money at all in a short time. But in order to borrow this money, you lied and said, "Jianghu is in emergency, I will pay you back tomorrow" or "I will pay you back immediately when I get paid next month". But in fact, you can't pay back the money at the appointed time at all, which is tantamount to breaking your word. Even if people lend you money this time, they won't lend it again next time. More importantly, people will lose trust in you and your relationship will break down.

When you borrow money from others, don't say angry words even if they refuse you.

Kazuo inamori's philosophy of success says that it is normal to be refused to borrow money from others. At this time, don't say something hurtful just because you are rejected. This is a sign of extremely low emotional intelligence. For example, when others refuse to borrow money and say that they are short of money, some people will say angrily, "If you don't borrow, you won't borrow. It's boring to say that you are short of money. Making friends with you is really a waste of time. " Such angry words will not only fail to borrow money, but also seriously hurt each other's feelings and relationships.

Don't hesitate to shrink back when you ask someone to borrow money. It's best to be straightforward.