How to cancel the credit authorization contract of Ping An Car Manager?

If banks or lending institutions or platforms are authorized to inquire about personal credit information, individuals generally cannot apply for cancellation afterwards.

However, without personal authorization, banks, lending institutions and platforms have no right to inquire about personal credit information. This is clearly stipulated in the Regulations on the Administration of Credit Information Industry: "Personal information shall be collected with the consent of the information subject, and shall not be collected without my consent. However, information disclosed in accordance with laws and administrative regulations is excluded. "

If you don't want banks, lending institutions and platforms to check personal credit, you can choose to pay off your bill debt, then cancel your loan and cancel your credit card.

When people apply for credit cards and apply for loans from banks, lending institutions and platforms connected to the central bank's credit information system, they will generally find personal credit information. However, the normal inquiry will not have any impact, unlike the overdue record that will leave a bad record on the credit information and damage personal credit. As long as you don't apply for credit cards and loans frequently, you will get a "flower garden" credit report.