How to refuse relatives to ask for money?

The first point of the phone call is to show that you attach great importance to the other person, not to perfunctory him. Perhaps the relatives who borrowed money are embarrassed to call you directly to borrow money because of their inner embarrassment, but it would be a bit inhuman if the borrowed party also refused by text message. Of course, if your decision is to lend money to relatives rather than refuse, you can reply by text message no matter how much. If she doesn't call you directly for help, then psychologically, first, she thinks she can't speak, and second, she thinks you may refuse her.

Since you just decided to refuse her, you might as well put down what you are doing and make a phone call to appease your weak and anxious relatives. You can praise your relative's decision first, understand her original intention, praise her "kindness" and "courage", and then ask her to understand your difficulties. It's not that you don't want to help her, but that you really don't have the strength to help her and so on.

2. Be frank and direct.

When relatives and friends borrow money, but they are really unable to help, it is a good idea to explain the objective situation honestly and refuse it directly. Of course, the premise is that the other party can agree, which will not hurt feelings, but also deepen mutual understanding. Oh, it turns out that we are all the same, neither of us is very rich. As long as you are honest with each other, your relatives will not laugh at you, let alone hate you. Of course, don't be too high-profile and show off your wealth.

3. Transfer of financial power

If you are married, congratulations, you have another reason to refuse to borrow money from your relatives. When is the best time for couples to use it? It's best to use it when you take the fall. You can say that everything in your family is fine except money. Alas, he has kept all his money, and it's killing him to get a penny. Then, give an example of you and your wife. There are many quarrels, bickering and even divorces over money.

This move requires the couple to understand each other and cooperate with each other. If your relatives borrow money from you, you will depend on your husband and his relatives will lend him a helping hand. If you have no choice, be a big head. One plays a good COP, and the other plays a bad COP. After all, it's not just for a good life. What happened?