How to query the bank card penalty list?

There are several ways to query the disciplinary list of bank cards:

1. SMS notification from the bank: If the user is punished by the bank, he will generally receive SMS notification from the bank. Users can check their bank information to see if they have received the notice from the bank.

2. Log on to the bank website: Users can log on to the bank official website and check their account information in their personal accounts. If you find that your account has been frozen or some functions have been restricted, it means that you have been punished.

3. Call the bank's customer service: If neither of the above two methods can find out your disciplinary situation, you can call the bank's customer service to find out. The customer service staff will tell whether to punish or not, and tell the specific reasons for punishment.

4. Credit Information Center of the People's Bank of China: Log in to the Credit Information Center of the People's Bank of China, click the "Internet Personal Credit Information Service Platform" module of "Core Business" in the middle of the homepage, and click "Start Now" in the upper right of the homepage. After registering and inputting relevant information according to the process, you can find three kinds of results: personal credit information prompt, personal credit information summary and personal credit report. On this platform, users can see their credit records, credit scores and other information to help judge whether they have been punished by the bank.

How many years has the bank card been punished and lifted?

The disciplinary status of the bank account can be lifted, but it will not be lifted voluntarily. The punishment will not be lifted until it is over. Bank cards shall be used in a correct and standardized manner, and shall not be sold, leased or lent. You can also go directly to the bank counter for cancellation. The staff will ask for relevant materials, and the solution can only be solved after all the materials are provided.

To sum up, the list of bank card penalties can be inquired by SMS, logging on the bank website, calling the bank customer service and the People's Bank Credit Information Center.

Legal basis:

"Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust" Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has one of the following circumstances, the people's court shall include it in the list of executed persons with bad faith and punish them with credit according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.