How to check the balance if the bank card has no reserved mobile phone number?

1, outlet inquiry: take the bank card to the bank outlet and give it to the counter staff to inquire about the balance in the card according to the prompt.

2. Telephone banking inquiry: If the bank card has telephone banking, you can call the bank customer service to inquire about the balance. The phone number of bank customer service is on the back of the bank card, and each bank is different.

3.ATM inquiry: All ATMs with UnionPay logo can inquire about the bank card balance, just insert the card, enter the password, and select the inquiry service according to the directory.

Extended data

When the depositor dies, it is easy to audit the accounts;

After the death of the old man, if the family wants to check the balance of the old man's deposit, there is no need for notarization. They can go directly to the bank with relevant documents. Recently, the China Banking Regulatory Commission and the Ministry of Justice jointly issued the Notice on Simplifying the Inquiry of Deposits of Deceased Depositors, which greatly simplified the procedures.

According to reports, in the past, after the accidental death of the decedent, it often happened that the heir did not know that there was a deposit, or found a bank card but did not know the withdrawal password. At this time, all heirs need to go to the notary office to issue a "deposit inquiry letter", and then take the inquiry letter to the banks one by one.

The deposit inquiry letter is usually valid, and the heir needs to bring all the materials and pay a notarization service fee when handling the inquiry letter. The purpose of notarization is to inquire whether the identification materials provided by the heirs are consistent with the information retained by the public security organs.

After the promulgation of the Notice, the spouse, parents and children of the deceased depositor may submit a written application to the banking financial institution with the death certificate of the deceased depositor and documents showing kinship, such as household registration book, marriage certificate and birth certificate. , and handle the deposit inquiry business with my valid identity certificate.

The designated heirs and beneficiaries of the notarized will need to carry the death certificate of the deceased depositor, the notarized will and my valid identity certificate.

In addition to the balance of deposits, family members can also inquire about the balance of non-deposit financial assets issued or managed by banks, such as wealth management products and funds. After reviewing the relevant documents, the bank will inform the applicant of the balance in writing. For third-party products for which the commission cannot be determined,

The bank will inform the applicant to check with the relevant institutions. The Notice pointed out that those who meet the entrusted civil legal relationship can entrust others to handle deposit inquiries or make multiple inquiries.

According to reports, the CBRC will further study the issue of notarization-free withdrawal of small deposits of deceased depositors, and provide more convenience for the people on the premise of ensuring the safety of deposits and the legitimate rights and interests of heirs. In the future, the public security department will be promoted to establish an information sharing mechanism with banks, and online verification of information such as identity, household registration and marriage will be gradually promoted, further reducing supporting documents and simplifying handling procedures.

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People's Daily Online-When the depositor dies, it's easy to check the accounts.