Everyone believes in how to write IOUs.

Everyone thinks that the steps to write IOUs are as follows:

1. Log in to Renren Loan APP, enter the loan page, and select the amount and term to be borrowed.

2. After filling in the basic information of the borrower and lender, click the "Loan Contract" button to enter the IOU contract page.

3. Fill in the loan amount, loan term, loan interest rate, repayment method and other related information on the IOU contract page, and select IOU in the last column.

4. After confirming that the IOU contract information is correct, click the "Confirm Lending" button, and the system will generate an electronic IOU, which can be viewed and downloaded by both borrowers and borrowers in the APP. Renren Credit is a platform for providing services in peer-to-peer lending. It provides a loan contract form called "IOU" to ensure that the loan relationship between the borrower and the lender is legally and effectively confirmed and guaranteed. Everyone's credit IOU is an electronic contract with legal effect. In practice, both borrowers and borrowers need to read the IOU contract carefully before borrowing to ensure that the loan information and agreed contents of both parties are accurate.