I received a short message from China Bank saying that the credit card was successfully opened. Do I need to activate it? Do I need to pay an annual fee after activation? Does it matter if you don't h

I received a short message from China Bank saying that the credit card was successfully opened. Do I need to activate it? Do I need to pay an annual fee after activation? Does it matter if you don't have to? 1. If the application is successful, the bank will inform you and send a credit card.

If you want to use this card at this time, you must go to the counter, or online, or telephone activation before you can use it.

Otherwise, there will be no charge if it is not activated, and it will be automatically saved for several years. For example, China Merchants Bank has three years.

2. If you activate through the above steps, you will generally be exempted from the annual fee in the current year, and you will be exempted from any six annual fees in the second year, and so on.

So in your case, as long as it is not activated, there is no charge. Just wait for the automatic cancellation.

In fact, you can also take the initiative to call to cancel, and there is no charge!