The routine within the routine

Routines within routines

Routines within routines, in the era of mobile Internet, almost every one of us has been subjected to similar harassment to some extent, and some people are not careful. He fell into a trap and suffered heavy losses. I hope that there will be fewer and fewer online scams, and everyone’s awareness of prevention will become higher and higher. Let’s take a look at the routines within the routines. Routine within routine 1

TOP1: Loan fraud

Typical case

On July 22, Chen Moumou received a phone call, and the other party said that he could get a loan and Let him add QQ. After adding the other party's QQ, Chen Moumou received a loan contract from the other party. The other party asked him to pay 2,000 yuan and said he would refund it within 24 hours. Chen Moumou transferred 2,000 yuan to the other party via WeChat. After that, the other party asked Chen to remit money under other names, and then Chen realized that he had been cheated.

Police reminder

If you need to apply for a loan, applying to a regular lending institution is the only correct choice. Do not believe in all types of loan advertisements via phone calls, text messages, QQ, WeChat, etc.

TOP2: Impersonating customer service fraud

Typical case

On June 27, Zhang Moumou received a call from someone who claimed to be a customer service member of Mogujie. The other party said that a piece of clothing purchased by Zhang Moumou had excessive dye and needed to be returned. Zhang Moumou added the WeChat account provided by the other party at the request of the other party, scanned the QR code sent by the other party, and entered the "activation code" 7699.88 provided by the other party.

Subsequently, Zhang Moumou received a deduction message of 7699.88 yuan on his mobile phone. The other party said that the money would be returned immediately and asked Zhang to continue entering the "activation code". Zhang scanned the QR code provided by the other party again and entered the "activation code" 1188.66 provided by the other party. Subsequently, Zhang Moumou's mobile phone received a deduction message again, with the amount of 1188.66 yuan. Later, Zhang Moumou asked the other party to return the money and found that WeChat had been deleted by the other party.

Police reminder

If you receive a call or text message from online shopping customer service, you must be cautious if it mentions the need to provide personal information, bank cards, etc. Do not easily click on the link sent by the other party or call the phone number provided by the other party, and do not follow the other party's prompts to perform bank card related operations.

TOP3: Order brushing fraud

Typical cases

On May 19, Yu looked in a WeChat order brushing group. When you receive the fraudulent order message, you believe it to be true, contact the other party via WeChat, and purchase a JD e-card worth 500 yuan through JD.com as requested by the other party, and send a screenshot of the JD e-card number and password to the other party. Later, Yu asked the other party to return cash, but received no response from the other party, so he discovered that he had been cheated.

Police reminder

Fraud itself is a violation, and it is difficult to protect your own rights and interests after being deceived. When choosing a part-time job, you must search through formal websites and channels, verify the job seeker through multiple sources, and do not disclose personal information casually.

TOP4: Shopping fraud

The number of such cases accounted for 9.84%, a year-on-year increase of 2.27%, and the total loss amount increased by 23.46% year-on-year. The largest number of people in the 21-30 age group (youth) were defrauded, accounting for 49.55%. 60% of the victims are women.

Typical case

On August 13, Huang Moumou contacted the "seller" on WeChat, and the "seller" said he could provide cheap mobile phones. Huang Moumou transferred 1,200 yuan in cash to the other party, who then disappeared.

Police reminder

When purchasing goods online, do not scan QR codes sent by strangers at will, and do not disclose any of your information easily.

TOP5: Fraud by pretending to be relatives and friends

Typical cases

On December 13, Yu saw a QQ message sent by his “daughter”, saying that he needed to report Yu believed it was true and transferred 29,200 yuan to the bank account provided by his "daughter" in two installments. The "daughter" also said that she still wanted to sign up for a few courses. Yu realized something was wrong and contacted her daughter on the phone, only to learn that she had been deceived.

Police reminder

Parents must carefully screen when receiving text messages or QQ. No matter they claim to be their children, or are school administrators, class teachers, etc., as long as they involve transfers and remittances and bank inquiries. Card information may be fraudulent, so be sure to verify it by phone. Routine 2 of routines

1. Order brushing

First of all, the business of order brushing exists. Many online stores and offline stores such as Taobao will indeed find people to brush orders. However, generally, orders are sent back and forth for small amounts of goods. After all, there is no need to spend thousands or tens of thousands for the same good review. There is not much difference between a computer and a mobile phone case in terms of the merchant's order-spending effect. Regular supermarkets and home appliance flagship stores may also find people to swipe orders to complete store quotas, but generally speaking, they will not find strangers online. After all, once this matter is reported, it is illegal, so it basically does not exist. The store looks for people online who do not want to do it to help complete the task.

2. Investment and financial management, loans

The scope of investment and financial management is very wide, and the products are also advancing with the times, but the basic model remains unchanged. Generally speaking, a stranger will pull you into a group, and then a group of people will share their thoughts and experiences about stocks there every day. Some will even open a live broadcast room on the Pheasant platform, arrange for dedicated people to give classes, and interact with the audience. But no matter how realistic the performance is, the products and software they recommend to you in the end are not formal, regulated financial management projects.

The software is made by looking for people to cover it. The rise and fall are controlled by humans. The audience and lecturers are hired with money. As the awareness of virtual currencies increases, scammers have also reached out to virtual currencies. However, the virtual currencies they recommend are all pheasants among pheasants, and you can’t find them at all on regular virtual currency trading websites. It is not recommended to speculate in currencies, but if you are really itchy, you must trade on a regular platform, and do not blindly save handling fees and false high returns.

Internet loans are actually very interesting. From my own perspective, I will lend you tens of thousands or hundreds of thousands without checking your credit, without asking for a mortgage, and without even paying cents. This, this, this, isn’t it free? Of course, looking back, the overall model is nothing more than coaxing you to get a loan through various channels. When you see tens of thousands of credits on the website or app and are ready to withdraw cash, you find that it is frozen, and then overcome various reasons to let you transfer the money to a scammer controlled on the bank card, then blocked and disappeared. This type of online fraud is still very stereotyped and does not change very quickly.

3. Pig-killing plate

Pig-killing plate is usually based on the pretext of falling in love and making friends. After establishing a certain emotional foundation, they will start to borrow money from you for various reasons. Usually there are investments, family members are sick, etc. Especially those who have disclosed personal information and contact information on Baihe and Jiayuan, they must be screened carefully. I met an old aunt about 60 years old before who claimed that she had met an overseas Chinese online, and some of her personal belongings were seized by customs and required a deposit.

No matter how much I tried to persuade my aunt, she refused to listen and insisted that this overseas Chinese who was humorous on the Internet was my Sunset Red and would definitely not be a liar. Whenever this happens, I personally have a very inappropriate idea. Recognize yourself and think carefully about whether such a good thing will happen to you. Many people will check people nearby on Momo, Tantan, and SOUL. When they see people nearby, they have the mentality that they can run around but not the temple. However, nowadays, scammers use simulators to change their position and use voice changers. You never know what kind of rough guy or foot-picking old lady you are dating. Routine within routine 3

New telecommunications fraud routines

1 Pretending to be a leader or acquaintances to commit fraud

Mr. Deng, who works in De’an County, recently received a call claiming to be A friend of the secretary of the township party committee applied. The "secretary" said that he asked Mr. Deng to transfer 50,000 yuan to help him with his business because of social activities. Mr. Deng did not doubt that he was there and transferred the 50,000 yuan in two separate transfers using bank card transfers. To "Secretary". After receiving the money, the other party continued to ask Mr. Deng to transfer money on the grounds that the money was not enough. Mr. Deng became suspicious, so he contacted the township to verify and found out that he had been cheated, and immediately called the police.

How to break it?

For those who add QQ in the name of a leader, you should first verify the identity of the other party; if it involves transfers and remittances, do not trust them easily and be sure to confirm with the person. At the same time, pay attention to protecting personal and organizational information.

If you encounter fraud, be sure to keep chat records, transfer records, etc., and call the police as soon as possible.

2 "Pig-killing plate" scam

At the beginning of this year, the De'an Public Security Bureau received a report from Pan saying that he had been defrauded of more than 4 million yuan through the Internet. It is understood that on November 22, 2019, Pan added a QQ friend through a part-time group while playing on his mobile phone at home. Later, the other party asked Pan to use a software called "Chaoyou".

The other party asked Pan to follow the guidance of the instructor in the software and place bets to increase the profit. Pan believed it to be true, so he registered and recharged in the software and started placing bets. However, he basically lost every time he placed bets. Under the other party's coaxing, Pan successively recharged the bank account provided by the other party with a total of NT$4.12 million. Later, Pan discovered that his account had been frozen and could not log in, so he called the police.

How to break it?

If you add friends through online social software and teach you step-by-step how to make money through online investment and gambling, you must be vigilant. If you have any questions, you should call 96110 for consultation. If you encounter fraud, report it to the public security agency as soon as possible.

3 Pretending to be a charger logistics customer service fraud

In May of this year, a Jiujiang citizen named Wang received a call from a person who claimed to be a customer service staff member of the XX flagship store. Recently, many customers have reported that the underwear sold in this store has quality problems. The factory requires all goods to be recycled. The manufacturer will refund the money purchased for the goods and promises to cover the relevant medical expenses if you feel unwell within 4 months from the date of refund. All will be compensated and Wang will be asked to check whether he has received a refund in his Alipay.

Wang hung up the phone and checked his Alipay but did not receive the relevant refund. He did not fully trust the other party. Later, Wang checked his online shopping records and found that he had indeed purchased the underwear from this store, and a rash appeared on his body after wearing it. He believed what the other party said and immediately called the customer service staff.

The other party said that the Market Supervision and Administration Bureau has intervened in the investigation, and Wang now needs to do what he said. Then he gave Wang a QQ number from the customer service department of the Finance Department. According to the other party's request, Wang applied for a loan of 40,000 yuan through Jiebei in Alipay, and later borrowed 10,000 yuan through other loan platforms and transferred it to the other party, but the other party said that he did not have it. After receiving the money and asking Wang to transfer another 50,000 yuan, Wang discovered that he had been cheated.

How to break it?

Customer service generally will not take the initiative to request a refund; the return process of all e-commerce platforms should be completed on that e-commerce platform. When you receive a refund or claim call from someone claiming to be an online store or express delivery customer service, you should first call the official customer service for verification. Do not randomly scan unfamiliar links or scan QR codes, and do not enter your information on unfamiliar websites. If you encounter a money transaction and you are unsure about it, you should discuss it with your family or ask the relevant departments to avoid falling into a scam.

4 Pretending to be a "public prosecutor and law" fraud

In April this year, Jiujiang citizen Li received a call from a person who claimed to be a "police officer" from a certain branch of Jiujiang City. The "police officer" reported on the phone Li's personal information and told him that he was involved in a fraud case. Subsequently, the "police officer" transferred the call to the Changsha Municipal Public Security Bureau. When Li expressed doubts, the other party added his QQ and sent him a police officer's ID card, which reassured Li. According to the request of the other party, Li sent screenshots of the balances on all payment accounts to the other party. Later, Li put all the amounts into one card and told the "police officer" the bank card account number and the verification code received so that the "police officer" could "Freeze the account. According to the other party's prompts, after a few days, Li found that more than 230,000 yuan in the card had been transferred. Only then did he realize that he had been deceived and immediately called the police.

How to solve the problem?

The public security organs will not handle cases over the phone. Only in a few cases such as case return visits and phone calls to stop payment persuasion, the public security organs will use the telephone method. The public security organs do not set up "safety accounts", let alone allow people to transfer money to safe accounts. The public security organs will not notify the parties to transfer funds for fund review via phone calls or the Internet, nor will they display relevant "arrest warrants" and other legal documents and personal work certificates to the parties through QQ, mobile phone, websites, etc.

When you receive a call saying this, you must not believe it, stay calm, and do not be intimidated by the scammer.

When someone calls you claiming to be a government official and informs you that you are suspected of a crime, and asks you to transfer your deposit to a so-called "safe account" for verification and preservation of funds, it is fraud. Do not be fooled.

5 Rebate scams

In February this year, Ms. Zhang, a citizen of Duchang County, was browsing Douyin at home when she saw a chat platform called "Butterfly Cloud", which had After the introduction of the order brushing business, I used this APP and started taking orders after entering. After the first few orders were successful, the other party began to introduce larger amounts to her. The amounts became larger and larger, and the other party asked Ms. Zhang to remit money for various reasons. By the time Ms. Zhang realized that she had been cheated, she had lost 45,745 yuan.

How to break it?

First of all, the behavior of cheating is illegal. There is no such thing as low investment and high return, so please find a part-time job through formal channels. Do not easily or scan web links and QR codes sent by strangers. Once you find out that you have been cheated, please call the police as soon as possible!