Is there a way to lend money to Yifenli?

In recent years, some "routine loans" disguised as private loans have become increasingly rampant, seriously infringing on the legitimate rights and interests of the masses. Recently, the People’s Procuratorate of Donggang District, Rizhao City handled such a “routine loan” case.

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Why was the car impounded when the loan was repaid on time?

In late September 2017, Mr. Sun, who was engaged in the building materials business, was unable to turn over funds. He was in urgent need of money. After being introduced by a friend, he learned that there was a consignment house in Rizhao that could borrow money without pledging the car to the other party. After hearing the news, Mr. Sun was a little excited and took the initiative to contact the consignment house after an on-site inspection. The two parties signed a contract to borrow 20,000 yuan, and actually received more than 17,000 yuan. The deducted fee was said by the consignment house to be a deposit for installing the GPS. At that time, Mr. Sun felt something was wrong, and the company personnel refused to pay. He looked at the details of the contract, and there was only one copy of the contract, so he left it at the consignment house. Full of doubts, Mr. Sun approached the company personnel and the explanation they gave was that they were afraid of any loopholes and needed money urgently. Mr. Sun reluctantly chose to remain silent and did not continue to ask questions.

According to the contract, Mr. Sun was required to repay the loan in 12 installments, and he was required to repay 2,050 yuan to the consignment bank every 15 days. On the day of the loan, Mr. Sun suddenly received a text message. The content of the text message was roughly that due to Mr. Zhang's unilateral breach of contract, the vehicle had been forcibly seized by the company and he needed to go and deal with it. Only then did Mr. Sun realize that he was in serious trouble and called the consignment house. He called the police, but the other party didn't seem to be afraid. Instead, he took a tough stance and offered to pay 35,000 yuan for the car. Even though there was no breach of contract, the company forcibly seized the car. What happened when Mr. Sun came to the company the next day? When questioned, the company personnel claimed that the car had left Rizhao City, which constituted a breach of contract, and said that the car would be sold without paying. After negotiation, Mr. Zhang felt that the other party was acting arrogantly, and he was afraid that his family would be retaliated, so he could only spend money to buy Ping An. Mr. actually paid 27,000 yuan to the other party.

There were more than one encounters like Mr. Sun’s. The consignment bank also used the abnormal GPS signal detection and unilateral breach of contract to pay Mr. Liu, Mr. Li, and Seven people including Ms. Sun and Ms. Lu extorted more than 269,000 yuan in total.

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"Routine loans" that cannot escape legal sanctions

In December 2017. At about 16:30 on March 21, police from the Criminal Investigation Detachment of Rizhao Public Security Bureau captured Fan Moumou on the spot while using a fake base station to send loan advertisements at the entrance of a hospital in the city. According to Fan's account, the police arrested Liang, the person in charge of the consignment house, and employees Lu and Li who instructed Fan to use a fake base station to send advertisements in the consignment house at around 18:00. Subsequently, Wang A, Wang B and others suspected of extortion were arrested and brought to justice.

After interrogation, Liang Moumou and others confessed to the crime. Liang Moumou runs a consignment house and engages in private lending business, but due to the failure of performance, the business is in trouble. On one hand, Liang tried to increase the popularity of the consignment bank. In August and December 2017, he purchased fake base station equipment from the Internet twice and instigated his employees to send loan advertisements. On the other hand, in order to withdraw the funds quickly, Liang Moumou discussed with Wang A and Wang B to fabricate reasons to seize all the lender's vehicles, charge high liquidated damages, and extort many victims. During the crime, an evil organization was formed with Liang Moumou, Wang Moumou A, and Wang Moumou B as members.