What are the requirements for applying for a loan from the Agricultural Development Bank?

Apply to the Agricultural Development Bank for working capital loans for small agricultural enterprises. Loan terms:

1, handle industrial and commercial registration according to law, obtain business license and effective annual inspection procedures, and special industries must hold business or business license issued by the competent authority.

2. Hold a loan card approved by the central bank and passed the annual inspection, and an organization code certificate issued by the technical supervision department and passed the annual inspection.

3. Open a deposit account with the Agricultural Development Bank, voluntarily accept the credit management of the Agricultural Development Bank, abide by the credit and abide by the contract. Business owners, operators and major shareholders have good personal credit status, and there are no violations of laws or social achievements.

4, a legitimate and stable source of income or subsidies, with the ability to repay the principal and interest on schedule; The main financial indicators such as asset-liability ratio of enterprise legal person meet the requirements of Agricultural Development Bank.

5. Provide guarantees that meet the specified conditions. In addition, other conditions required by the Agricultural Development Bank must be met. Those who meet the above conditions can apply for a loan. First of all, you need to apply to the local Agricultural Development Bank and handle related matters. Including: under the guidance of the account manager, fill in the loan application form according to the standard format of the Agricultural Development Bank. Submit relevant qualification documents and financial statements with legal effect, as well as other materials that need to be provided according to the types and methods of applying for loans. After approval, handle relevant matters before issuing loans.