What do you think of the total amount of credit cards?

There are six ways to inquire about the credit card limit, namely, online banking inquiry, SMS inquiry, bill inquiry, telephone inquiry, WeChat official account inquiry and counter inquiry. It is more convenient to query online.

Online banking inquiry needs to open the official website of the bank to which the bank card belongs, log in your online banking account number and password, and select personal account and credit card limit. This is a general method. Every bank's official website is different. The key is to find a personal credit card account. If you don't have a computer around you or are not very skilled in online banking, you can choose SMS to inquire, and you need to edit the specified SMS and send it to the bank for inquiry.

Take five major banks (Bank of China, Agricultural Bank, China Construction Bank, Bank of Communications and Industrial and Commercial Bank) as examples. Bank of China needs to edit the short message "1# last four digits of credit card" and send it to "95566" to check the credit card limit; For the time being, ABC does not support sending short messages to inquire about banks, but it can inquire about the current bills, edit the short message "CCDQZD# Last Four digits of Credit Card" and send it to "1069095599" for inquiry; China Construction Bank edited the short message "the last four digits of CCED# credit card" and sent it to "95533" for inquiry; Bank of Communications edits the short message "Last four digits of credit card CC limit #" and sends it to "95559" for inquiry; ICBC needs to edit the SMS "CXED## SMS bank password" to "95588" for inquiry. The above five banks inquire about the mobile phone number reserved when they need to apply for a card.

Every month, the bank will send a bill to the cardholder, which will show the credit card limit. The easiest way is to inquire by telephone, call the bank to which the credit card belongs and go to the manual service for inquiry. Generally, the phone number of the bank will be marked on the back of the bank card. In addition, there is WeChat official account inquiry, pay attention to the official WeChat official account of the bank, bind your own credit card, and click on the limit inquiry. The official WeChat account of each bank is different. The key is to find the option of credit card limit. If none of the above inquiry methods can be realized, you can take your credit card and ID card to the bank outlet for inquiry.

How to check the credit card limit?

If you want to check the credit card limit, customers can take the following methods:

1. Call the service hotline of the issuing bank, press the "0" key to switch to manual service, and then ask the customer service staff directly. The customer service staff will tell the customer the specific credit limit of their card when verifying the identity information of the customer.

2. Find the card on the personal account page and credit card APP of the online banking or mobile banking client of the issuing bank, and you can view it on the card details page, and the amount will be directly marked.

3. Send the mobile phone number editing instruction short message reserved when handling the card to the issuing bank. The issuing bank will inform the customer of the card amount by SMS after receiving it.

4. If there is an offline business outlet of the issuing bank near where you work and live, you can directly bring your card and ID card to the outlet counter to consult the staff, or you can insert your card into the self-service machine for inquiry.

5. Look through the card letter attached when the bank sends the card, and all relevant information of the card will be indicated in the card letter, including the amount naturally. However, this method can only find the initial limit If the card limit is adjusted later, it is naturally wrong.

How to check the credit card limit

The methods for querying credit card limit are:

1. Call the bank credit card customer service hotline with your mobile phone. 2. WeChat official account inquiry. 3. You can check it in official website Bank. 4. Check the credit card limit at the bank counter. You can also see the amount on the credit card bill. 6.ATM machine inquiry. 7. Mobile banking app query. 8. SMS query.

1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank, provide their own identity information and information they hold, and then they can check their personal credit limit.

Second, WeChat WeChat official account inquiry

Many banks already have their own official WeChat account or service number. Cardholders only need to pay attention to the official WeChat account number or service number of the bank and follow the prompts to check the credit card limit.

3. Online banking inquiry: This is also a relatively simple and quick method. Cardholders only need to log in to the bank official website and enter their own identity information, then they can inquire about their personal credit limit.

4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to queue up with numbers.

5. credit card bill: of course, the easiest way is to wait for the bank's monthly bill to arrive, and it will be clear at a glance.

6.ATM inquiry: The cardholder can select the nearest ATM card for inquiry and follow the machine prompts.

Seven, mobile banking app query: open the bank's app, enter the password to log in, and select the thief credit card to check the limit.

8. SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. The cardholder only needs to use the mobile phone number reserved by the bank and send the contents required by the bank to the bank service number, so that the credit limit can be inquired.

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.

How to check the credit card limit?

There are many ways to check the credit card limit. In order to avoid spending beyond the credit card limit, cardholders are advised to check their credit limit at any time.

1. Telephone inquiry: Call the customer service phone of the bank and provide your own identity information and card information, then you can inquire. Calls will be charged according to local telephone charges.

2. Online banking inquiry: log in to the bank official website and enter your own identity information for inquiry. The actual operation shall be subject to official website's prompt.

3. SMS inquiry: use the mobile phone number reserved by the bank to send the content required by the bank to the service number of the bank, and you can inquire about the credit limit.

4. WeChat official account inquiry: Pay attention to the official WeChat account or service number of the bank, and follow the prompts to inquire about the credit card limit.

5. Counter enquiry: Just bring your ID card to the counter for enquiry.

6. Credit card bill: Of course, the easiest way is to wait for the bank's monthly bill to arrive, and it will be clear at a glance.

7.ATM inquiry: Insert an ATM card for inquiry, you can follow the instructions of the machine, and a certain handling fee will be charged for cross-bank inquiry.