Is there a limit for mobile banking transfer?

There is a limit to mobile banking transfer. Take mobile banking transfer of China Construction Bank as an example. The limit is shown in the following figure:

For senior contracted customers, if online banking transfer is used for payment and online payment, the single transaction cannot exceed 50,000, and the daily accumulated amount cannot exceed 65,438+10,000;

Securities funds, a single can not exceed 4 million, the daily cumulative can not exceed 4 million;

For foreign exchange transactions, a single transaction cannot exceed 6.5438+million, and the daily cumulative page cannot exceed 6.5438+million.

For ordinary customers who sign or not, mobile banking can only be used for payment and online payment, and the single limit and daily cumulative limit are subject to the announcement of the local branch.

Extended data

Mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication networks and terminals to handle related banking business. As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services at any time and any place, but also greatly enriches the connotation of banking services, enabling banks to provide traditional and innovative services to customers in a convenient, efficient and safe way.

Mobile banking is not telephone banking. Telephone banking is based on voice.

Banking service, mobile banking is a kind of banking service based on SMS. All the business conducted by telephone banking can be realized through mobile banking, and mobile banking can also complete the second transaction that telephone banking can't realize. For example, banks can pay telephone, water, electricity and other fees on behalf of users, but generally they can only transfer money after the user confirms it. Because mobile banking uses SMS, users can receive the information sent by the bank at any time when they turn on their mobile phones, so they can confirm the transfer anytime and anywhere.

Compared with WAP online banking, mobile banking has outstanding advantages. First of all, mobile banking has a huge potential user base; Secondly, mobile banking can only be operated after the SIM card and account double passwords are confirmed at the same time, so it is safe. WAP is an open network, and it is difficult to guarantee that it will not be attacked in the process of information transmission. In addition, mobile banking has good real-time performance, and the turn-back time is almost negligible, while WAP needs always online for the same service, which will also depend on many uncertain factors such as network congestion and signal strength.

Reference materials? China Construction Bank-Mobile Banking Transaction Limit Table