How do creditors claim their rights?

Legal analysis: claiming rights in a contract means that one party to the contract (usually the party with contractual rights) requires the other party (usually the party who fails to perform contractual obligations or has breached the contract) to perform contractual obligations, pay the agreed amount and bear the liability for breach of contract. There are generally two ways to claim compensation:

1, one is direct negotiation, which is common in our daily life to urge the other party to pay back the money;

2. The other is to bring a lawsuit to the court. After court investigation and cross-examination, the court can make a judgment based on the verified facts. If it is necessary to pay attention to the declaration time of creditor's rights, if both parties have an agreement on the return period, it shall generally be handled in accordance with the agreement; If there is no agreement, the lender may request the return at any time, and the borrower shall return it in time according to the lender's request; Temporarily unable to return, can be ordered to return by stages according to the actual situation. The limitation of action for creditors is three years from the date when they first demand repayment from the debtor.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 109 The personal freedom and personal dignity of natural persons are protected by law.

Article 110 A natural person enjoys the right to life, body, health, name, portrait, reputation, honor, privacy and marital autonomy.

Legal persons and unincorporated organizations enjoy the right of name, reputation and honor.