Can I apply for Pufa Universal Fund by myself?

Application conditions:

1. Hold the credit card and savings card of Shanghai Pudong Development Bank.

2. The credit card status is normal.

3. Users who apply for a universal card must own the cardholder of the main card or supplementary card in their own name.

Pufa Universal Fund is an installment loan based on credit card, which exceeds the credit card quota of Pufa. The cardholder can submit an application to and repay the loan by installments after using the card. The orientation of Pudong Development Universal Credit Line depends on the personal qualification of the cardholder. Under normal circumstances, the amount that can be applied for is within the available amount of cash installment of my credit card, with a minimum of 1 000 yuan and a maximum of 300,000 yuan.

Extended data:

Matters needing attention in repayment of Pudong Universal Fund:

1. After the universal fund application, the cash installment amount will be frozen and resumed with each installment repayment until the arrears are paid off.

2. To apply for the universal fund, you only need to repay according to the bill amount, and the extra money after repayment will be regarded as overpayment, and some installment principal or handling fee will not be paid off in advance.

3. After applying for prepayment, you cannot apply for cancellation. And the prepayment part cannot apply for installment business again.

4. Prepaid fees: If the fees are collected at one time, apply for prepayment, and the fees collected in the previous period will not be refunded; If it is collected by stages, a one-time penalty of 3% will be charged.

Baidu Encyclopedia-Shanghai Pudong Development Bank

Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card

Official website of Shanghai Pudong Development Bank-Universal Fund