Can I use ICBC's e-loan bank?

Rong e loan can be used after it is opened, but it needs to meet certain conditions when it is opened, such as 18-60 years old, having a fixed job, a stable income source or reliable repayment guarantee. Finally, the user's credit information must be good. If the personal credit information is bad, the e-loan cannot be opened and the bad credit information cannot be changed.

Different users get different amounts of e-loans. 600 yuan starts to borrow, with a maximum loan amount of 800,000, within which multiple loans can be made. When borrowing money, you can choose different repayment methods, such as equal principal and interest, average principal, and one-time payment of interest on schedule.

E-loan can be borrowed through different channels such as online banking, mobile banking and business outlets. Individuals can repay in advance when they have spare money, and there will be no penalty for prepayment. The money borrowed by users in Rong E can be used for car purchase, home improvement, travel, shopping and consumption.

Users must repay on time after financing E, and there can be no overdue repayment, because there will be penalty interest for overdue repayment. The longer it is delayed, the more penalty interest will be generated. It should be noted that after overdue repayment, it will be uploaded to the credit information center by the bank, and the credit information will become bad and it will be impossible to borrow again.