Why did China Construction Bank send a text message saying that the following transactions in 50 yuan have exceeded 3.08 yuan?

The total transaction amount, below 50 yuan, adds up to more than 3.08 yuan.

In terms of credit cards, not every transaction is reminded by SMS. In the second half of last year, ICBC stopped sending SMS reminders to credit card balances with RMB transactions below 300 yuan, but sent them through e-purchase. From May 23rd this year, Agricultural Bank of China adjusted the starting point of sending free short messages for domestic POS credit card consumption to 500 yuan (inclusive).

In addition, credit card SMS reminder services of China Construction Bank, Bank of Communications, Industrial Bank, Ping An Bank, Shanghai Pudong Development Bank, China Merchants Bank, China CITIC Bank and Minsheng Bank have also been launched. Only when the single consumption reaches a certain amount can the starting point send SMS reminders for free, ranging from 200 yuan to 1500 yuan.

Precautions:

After banks raise the threshold for free SMS reminders, citizens must pay to subscribe to the system if they want to send SMS reminders for small transactions. At present, SMS reminder service fees for debit cards and credit cards range from 2 yuan to 4 yuan every month.

It is understood that banks set a threshold for free SMS reminders of bank cards, mainly to reduce costs. At present, many banks have launched WeChat banking services, and citizens can keep abreast of changes in account amounts by tracking official WeChat accounts and binding bank cards.