Is it credible for Minsheng Bank to send SMS to predict the credit line?

This may be true. If users have business dealings with a bank, then personal information is recorded on the platform, and the bank will naturally conduct SMS marketing for users in order to develop their business. If there is no confirmation, you can call customer service or log in to the mobile banking APP to see if there is any official notice. In addition, many loan companies will also attract customers to apply in this way, which does not necessarily mean that it is a bank. Users are advised to pay attention to two points when receiving similar short messages:

Don't click on the link at will, it is best to verify whether the information is true through official channels;

Pre-credit line is not a real approval line, but a preliminary evaluation of the platform or an eye-catching means. Whether it can pass the examination and approval in the end, the amount of examination and approval is uncertain, which depends on the comprehensive credit situation of users.