Will there be a SMS notification when the loan passes?

After the loan is successful, the applicant will generally receive such a short message: Dear xxx, after examination, xxx yuan has been successfully received, please withdraw it in time and repay it on time. Because the letter of each lending institution or bank can be different. But there will be the name of the lending institution, approval, loan term and repayment.

First, the reason why you will receive the information when the loan is successful.

Generally speaking, if the approval is passed, the customer service of the lending institution will call the loan applicant. However, due to the large number of telephones and low rates, it is a waste of resources to inform the loan applicant and tell the lender that the loan has been successful. If the loan application is not approved, the loan applicant will also receive a text message, and the lending institution will tell the lender the final result of the loan application. With the continuous development of social informatization, this is a very convenient method, and SMS is an economical and practical channel. Most ways inform the lender that after receiving the information of successful loan application, the applicant can generally check the approval results in official website, or call the loan customer service phone to verify the loan results and confirm the authenticity of the received SMS.

Two. Matters needing attention in successfully receiving loan information

After receiving the loan success information, if you want to verify whether the news is true, you can log in to the lending institution official website to confirm the loan result, or you can ask for verification. If you haven't submitted a loan application, but you have received the information that the loan is successful, you should be vigilant. Don't reply or dial the phone number on the text message at will, and don't click on the link on the text message at will. Be careful not to receive text messages. If you really didn't apply for a loan, but you received the message that the loan was successful, the safest way is to fall into the trap of a liar. Sometimes the short message sent by the lending institution is not necessarily the information of loan success, but also the applicant's loan application. However, due to some reasons, the application is pushed to users irregularly, and users can also set harassment interception to stop receiving this promotional advertisement.

Second, how to cancel the Taobao loan notification SMS?

Step 1: Search Taobao, go to Taobao homepage, log in to Taobao account, click Seller Center, and go to Seller Center homepage. Step 2: Click the floating toolbar on the right side of the page and call customer service. Step 3: Enter Taobao Loan in the input box of the customer service window, and a contact information and service time about Ali loan business will be automatically replied. Step 4: Call customer service according to the customer service contact information provided by the system. After connecting the phone, you can consult the information of Taobao loan or other Ali loan business. Be sure to consult clearly before deciding whether to close the Taobao loan, because once the Taobao loan business is closed, it can no longer be opened.

Step 5: Close the information that Taobao loan customer service staff needs you to provide: store id, ID number, name and contact information; Note: You must pay off the Taobao loan before you can close the Taobao loan function. Step 6: After the customer service calls you to confirm your store information, it will close the Taobao loan business for you. After the phone call, you will receive a message about closing the Taobao loan, which will take about 2 working days. When the system really closes the Taobao loan, an email will be sent to your mailbox. Here, the Taobao loan function is really closed.

Third, how to cancel Taobao's SMS reminder service?

1, open a computer browser, enter Taobao in the search bar, and click Search.

2, choose Taobao-Amoy! I like the official. Open it.

3. After entering Taobao official website, find the login on the right side of the page.

4. Then enter the member's name/email address/mobile phone number, login password and click Login.

5. After successful login, find account management at the top of the page and click Enter.

6. After entering the account management, drop down the page and find the marketing reminder.

7. Find the service to cancel, and uncheck the cell phone column.

8. Finally, click OK to save the settings to cancel the SMS reminder service of Taobao.

Fourth, how does Taobao store seal the loan?

Prepare materials

Prepare a blank sheet of paper with your ID card, which says, "I voluntarily apply for Taobao loan authority to close our store and promise not to open it again." The following is a sample of the registered name of Wangwang Store:

Call customer service

After preparing the information, call 95 188-2 and tell him that you want to close the Taobao loan. The customer service will send you a short message, and you can upload the information and pictures through the short message link. The specific operation process is as follows:

Upload data

Prepare the prepared picture materials, click the link to enter and log in to the online merchant bank. Upload the picture as shown.

Awaiting review

The audit time is about 3-5 days, and you can't borrow money after the audit. Be sure to pay off the loan before closing, or you won't close the door.

credit report

Although it is convenient for online merchants to borrow money from banks, like banks, they will leave records in your credit report, so don't be overdue and repay on time, at least the minimum amount. Don't treat it as a software loan. You should know that every loan record will be recorded in the integrity report.

Matters needing attention

If you want to close it because it was overdue before, please think twice. If you close it now, you will always have a bad record. The good way is to continue to use it, and repay it on time and keep records, so that your bad records can be covered and it will be good for your future loans. It's the same as a credit card. I hope my answer is helpful to you.