How to deal with door-to-door collection of online loans

Many small partners were collected by online loan platforms because their online loans were overdue. The phone address book was exploded, the SMS collection messages were received non-stop, and debt collectors even came to collect debts. Faced with such a situation, how should everyone respond?

1. Don’t be afraid

Many friends will panic when online loans come to collect collections and can only let the other party Being at the mercy of others. If you want to solve the door-to-door collection of online loans reasonably and legally, the first thing you must have is a good mentality.

2. Collect evidence

If the online loan collection is just for negotiation and there is no violent collection behavior, you don’t need to worry too much. If the other party engages in violent collection behavior, then everyone must remember to collect criminal evidence of the other party. Every time an online loan comes to your door for collection, everyone should pay attention to audio and video recording, and retain all the criminal evidence of the other party.

In addition, everyone should keep their own loan information and repayment information, especially important information such as loan interest, loan fees, and interest calculation methods on online loan platforms

3. Complain and report or call the police

When faced with door-to-door debt collection from online loans, you can choose to complain and report to the relevant departments. Once the other party engages in violent debt collection, call the police immediately and provide the police with the information you have collected. evidence.

The complaint hotline of the China Banking Regulatory Commission is: 010-66279113 (working days 9:00-11:30, 14:00-16:30)

The reporting website of the China Internet Finance Association is: /ipnifa/index.html

The URL of the 12315 Internet Complaint and Reporting Platform is: /

The police hotline of the public security department is: 110

4. Sue online loans Collection platform

If the online loan has caused damage to the person and property of you and your family during the collection period, you can take the other party directly to court and demand civil compensation from the other party.

As long as you do the above 4 things, you can vigorously fight back against the door-to-door collection of online loans. The above is about how to deal with door-to-door collection of online loans. I hope it will be helpful to you.