Pufa Credit Card Meituan Comments on Credit Card

Pufa meituan comments on credit card application conditions

The foodies are blessed. Shanghai Pudong Development Bank has created a credit card for foodies, which can provide all kinds of food rights for foodies, which is very good. However, if you want to apply for this credit card, you must meet the basic application conditions and then apply for the card through formal channels. So, how do I apply for this credit card? Let's take a look together.

This card is the first joint card commented by Shanghai Pudong Development Bank and Meituan, focusing on preferential rights such as food group purchase, take-away, leisure and entertainment. Cardholders can enjoy a 20% discount on Meituan APP, Public Comment APP, Meituan Takeaway, Cat's Eye Movie and other major platforms of Meituan Review every month.

I. What are the requirements for the application?

1, a citizen of China who is between 18 and 60 years old and can provide valid identity documents;

2. Have a good personal credit record;

3. Have a steady job and income.

The above are the basic conditions for applying for a card, but Meituan's credit card is UnionPay Platinum Card, and the amount is relatively large, so if you want to apply for a card smoothly, you have to meet other conditions. Please refer to this article for details.

Second, how to apply for a credit card

There are several ways to handle credit cards, such as counter, salesman and online application, and online application is undoubtedly the fastest and most convenient way.

PS: Many friends may not know much about this online card processing method, and they don't know how the bank reviews it. If in doubt, please refer to this article.

3. How long can I get a card?

1. After receiving the application materials, Shanghai Pudong Development Bank will complete the review within 15 working days. If the card is approved, the bank will send a short message that the card has been successfully processed through your reserved number, and the card will be processed within 2 working days after the approval.

2. After the business card is printed successfully, the card will be sent by courier according to the billing address, and it will take about 3~7 working days to receive the card.

How to pay back the credit card?

After the credit card is overdrawn, you must repay it on time, otherwise it will cause bad credit after the deadline. However, there are various repayment methods of Pudong Development Credit Card, and many friends don't know which one to choose. Here we compare several common repayment methods, let's take a look.

1, counter repayment

Go to the bank counter and give the credit card and cash to the teller, and tell him to return the credit card. The teller will handle it for you.

The advantage of this repayment method is that it can be received in real time after the repayment is successful. As long as the credit card and cash are provided, the bank teller will operate the repayment, which is safe and secure.

However, if there are too few outlets of Shanghai Pudong Development Bank in your area, or the outlets are too far away, it is still a bit hard to repay the loan every month.

2.ATM repayment

You can also find an ATM at the outlet of Shanghai Pudong Development Bank, and deposit the money directly into the credit card through ATM, or find an ATM at the issuing bank of your savings card, and pay back the credit card through ATM transfer.

This repayment method is convenient and fast, and is not limited by time and place. As long as there is a POS machine of the issuing bank, the credit card can repay. After the repayment is successful, it will be received in real time. Even if the bank is closed, you can pay it yourself.

However, the downside is that if there is no ATM near your card, you have to run around looking for a bank.

3. Online bank repayment

Log in to Shanghai Pudong Development Bank Credit Card Online Banking, enter your credit card account name and password to log in, select a savings card for repayment on the repayment page, and enter the repayment amount to transfer the repayment.

This repayment method allows cardholders to operate repayment without leaving home, which not only supports bank transfer repayment, but also supports inter-bank transfer repayment, and immediately arrives at the account after the repayment is successful.

It should be noted that this repayment method is likely to generate a handling fee. It is recommended to download an online banking app directly on your mobile phone. At present, most banks transfer money by mobile phone free of charge.

4. Repayment by the third-party payment platform

Repayment can be made through third-party payment platforms such as Alipay and Tenpay. These platforms all have credit card repayment function. Find the corresponding function, click on the bound credit card and follow the prompts to repay.

This repayment method is also quite convenient and fast, and it can be completed without leaving home, and the operation process is more convenient than online banking.

One disadvantage is that the repayment is not real-time, and the specific arrival time depends on the repayment time, so in order to avoid overdue, it is best to repay in this way 2-3 days before the final repayment date.

Pufa meituan comments on credit card raiders daquan eat vegetables and read them quickly.

If you often buy or order takeout on Meituan, you must get a credit card related to Meituan, and this Pudong Meituan Review Credit Card is such a credit card that allows cardholders to enjoy a 20% discount when spending on Meituan's major platforms.

If you are interested in this credit card, I suggest you have a general understanding of the card before applying, such as application conditions, annual fee, quota, rights and interests, etc. Let's have a look.

Let's take a look first. What kind of credit card is this?

The theme card of PUFA Meituan Review is UnionPay Platinum Card. During the validity period, the card is free of annual fee and free to use. There are two designs: horizontal version and vertical version. The overall card face is mainly black, with silver font, which instantly shows a high-pressure style.

In terms of rights and interests, the new household card successfully spends 3 times a month on the major platforms of Meituan APP, Public Comment APP, Meituan Takeaway, Cat's Eye Movie, etc., and can enjoy a 20% discount; New customers can swipe their cards for the first time within 60 days, and they can also get an extra "All-in-One Voucher" from 30 yuan Meituan, which can be withdrawn directly when they spend on the major platforms of Meituan.

There are several ways to handle credit cards, such as counter, salesman and online application, and online application is undoubtedly the fastest and most convenient way.

Then evaluate how much you can get by applying for this card.

There are several levels of Pudong Credit Card, such as Pudong Credit Card, Gold Card and Platinum Card. Different levels of credit cards have different credit limits. The higher the level, the higher the credit limit. Generally speaking, the amount of Puka is less than 6.5438+0 million yuan, the amount of Gold Card is between 6.5438+0 million yuan and 50,000 yuan, and the amount of Platinum Card is more than 50,000 yuan.

This meituan comment card is a UnionPay platinum card, so the minimum amount is 50,000 yuan, and the maximum amount is not capped. The specific amount is determined according to the qualifications of the applicant. The better the qualification, the higher the card approval amount.

If you want to get a high credit card, you need to master some skills in filling out forms. Pay attention to the marital status, fixed telephone number, company fixed telephone number, address, annual salary, position, contact person, credit card of other banks and other options related to the success rate and amount of card handling.

In addition, it should be reminded that if you have more than one PUFA credit card, all PUFA credit cards will enjoy * * * after applying for the Meituan Review Card, whichever is the highest.

In addition to the quota, let's learn about the annual fee of the card.

As far as we know, the theme card reviewed by PUFA Meituan is UnionPay Platinum Card, and we all know that the annual fee of high-end credit cards such as Platinum Card is more expensive than Puka and Gold Card, and it is hard fee, so we can't enjoy any reduction or exemption policy. If you don't use the card often, it's still quite uneconomical.

However, I want to tell you a good news here. Although the comment card is a platinum card, it is free of annual fee, which means that during the validity period of the card, no matter whether it is used or not, it will not be charged annual fee. Please feel free to apply.

Many friends may not know that this platinum card can be applied online, and there is no need to apply at the bank counter.

Finally, let's look at other aspects of this credit card.

This credit card is full of the rights and interests of online consumption with Meituan. Cardholders can enjoy a 20% discount if they spend 3 times a month on Meituan APP, Public Comment APP, Meituan Takeaway, Cat's Eye Movie and other major platforms.

As a credit card, if it can only be used for online consumption unilaterally, but not for offline consumption, I think there is no need for consumption at all. After all, online shopping can't completely replace daily consumption in life, and many card friends still have to spend their cards in supermarkets, restaurants or other places.

Fortunately, this Meituan comment card can also be used for offline consumption, such as super credit cards, which can play a powerful role both online and offline.

Need to be reminded that PUFA Meituan must repay on time after commenting on credit card overdraft consumption, otherwise it will cause overdue bad credit. However, there are various repayment methods of Pudong Development Credit Card, and cardholders can choose their favorite repayment method.

The above is the analysis and introduction of all aspects of this PUFA beauty group review credit card. If you think it's good, please praise it. If it is not comprehensive enough, please feedback the questions you want to know, and then make up. I sincerely hope that this strategy can help everyone.

How long does it take to apply for a credit card?

After applying for PUFA credit card, the bank will approve it according to the applicant's qualification. After the approval, it will issue cards, and if it fails, it will not be approved. As for how long it takes for the audit, the applicant's qualifications are different, and the time required for handling the card is also different. Let's have a look.

The credit card of PUFA Meituan Review is the first co-branded card of PUFA and Meituan, and its rights and interests are very good. Cardholders can enjoy a 20% discount on the major platforms of Meituan Review, such as Meituan APP, Public Review APP, Meituan Takeaway, Cat's Eye Movie and so on.

The new family card can also get an additional "universal coupon" of the US Mission, which directly deducts all kinds of consumer expenses such as food, takeaway and entertainment on all major platforms. Such a good credit card, it is difficult to do it.

Details are as follows:

2. To apply in Shanghai Pudong Development Bank Branch, the branch needs to submit your application materials to the credit card center of the head office layer by layer. Generally, it takes about 10 working days to receive the materials, and then it takes 2 working days to complete the review.

After the approval, Shanghai Pudong Development Bank will make the card within 2 working days, and send the card to the receiving address filled in by the applicant by registered mail after the card is made. It usually takes 30 days from applying for a card to getting it.

If you haven't received the audit notice, it's probably for these reasons.

1, after the holiday, the bank task has not been issued, and it will be slow to apply for a card.

2. Banks only give priority to ensuring the service of high-quality customers, and ordinary customers only wait in line for leadership review.

3. Because the information filled in may not be detailed enough, it is more troublesome to verify. When you apply for a credit card online, you will call back.

This concludes the introduction of how to use Pudong Development Credit Card and Pudong Development Food Group Credit Card. I wonder if you found the information you need from it?