Why doesn't ABC credit card send messages to mobile phones?

Agricultural Bank of China generally does not receive business SMS reminders for the following reasons:

1. SMS reminder service has been cancelled: usually, SMS reminder service has been cancelled because the bank card balance is lower than that of 2 yuan, and the deduction has been unsuccessful for two consecutive months.

2. Due to the system problem or bad signal of ABC.

3. The cardholder's withdrawal or consumption amount is lower than the minimum amount reminded by SMS.

Through 24,064 branches, 30,089 ATMs and 65,438+065,438+0765,438+0 overseas correspondent banks all over the world, China Agricultural Bank provides convenient, efficient and high-quality financial services to more than 350 million customers worldwide with the most extensive network system and leading information technology advantages.

There are 2,346 domestic branches of Agricultural Bank of China, including the Head Office, 32 tier-one branches, 5 directly affiliated branches, 3 16 tier-two branches, 3,479 tier-one branches,19,573 grass-roots business institutions and 55 other institutions. Overseas branches include 3 overseas branches and 4 overseas representative offices. The main holding subsidiaries include 6 domestic holding subsidiaries and 3 overseas holding subsidiaries.

Mainland China

At the end of 20 10, the total assets exceeded 10 trillion yuan and 201.68 trillion yuan, accounting for 1 1.3% of the total assets of China's banking industry. It is one of the largest listed commercial banks in China. 20 1 1 At the end of the year, all kinds of deposits reached 9.62 trillion yuan, all kinds of loans were about 5.63 trillion yuan, the capital adequacy ratio was 1 1.94%, and the core capital adequacy ratio was 9.75%, all of which were at a high level. 20 1 1 At the end of the year, the NPL ratios were respectively.

The annual report of the Agricultural Bank of China also shows that its intermediary business has developed the fastest, and the net fee and commission income for the whole year is about 46128 million yuan, an increase of about148.8 million yuan over the previous year, with an increase of more than 30%. If the fee income from the disposal of non-performing assets of the Ministry of Finance is excluded, the growth rate can be further increased to 42.8%, including electronic banking, credit cards, investment banks and agency insurance.

In 20 10 year, ABC realized an operating income of 29041800 million yuan, a year-on-year increase of 30.7%; The net profit is about 94.907 billion yuan, and the profit growth rate is about 46%. 20 1 1 The annual operating income is 37773 1 billion yuan, up by 30. 1% year-on-year, and the net profit is about 122 billion yuan, up by 28.5% year-on-year. The profit growth rate ranks first among the four major banks.

All core indicators have reached the leading level of domestic financial industry, and Moody's long-term deposit rating/outlook is A 1/ stable.

The net operating income in the first half of 2002/KLOC-0 was 366.3 billion yuan, up by 7.8% year-on-year; The net interest income was 283.4 billion yuan, a year-on-year increase of 6.1%; The profit before provision was 249.7 billion yuan, a year-on-year increase of 7.8%; The net fee and commission income was 48 1.5 billion yuan, up 8.8% year-on-year; Net profit122.8 billion yuan, a year-on-year increase of 12.5%. The average return on total assets (ROAA) was 0.88%, and the weighted average return on equity (ROAE) was 65,438+02.40%, up by 0.03 and 0.46 percentage points respectively.