What kind of scam is it to lend me 200 yuan to cancel my red envelope?

Involved in fraud and illegal fund-raising and other illegal acts.

Lending platform may cheat money in various ways, and "writing off accounts with red envelopes" is one of them. Its basic model is: Lending Bao platform provides users with small loans, requiring users to send red envelopes to the platform account after applying for loans, pretending that the loan money has been paid off, so as to achieve the effect of "eliminating debts".

When choosing lending platforms and products, we should consider our own financial situation and borrowing ability, rationally evaluate the qualification, reputation and risk control of lending platforms, and reduce potential financial risks.