How to check provident fund loan records

1. How to query provident fund loan records

The information items that cardholders can query include: personal general ledger information, personal interest settlement statement information, personal detailed ledger information, Provident fund management department information mainly includes: housing provident fund account balance and account details such as remittance, backpayment, withdrawal, and interest calculation. Provident fund account information can be printed on the housing provident fund reconciliation book.

Inquiry method:

Hold the card at the inquiry machine of each management department of the Housing Provident Fund Management Center;

Call the customer service hotline of the Housing Provident Fund Management Center at 12329, and use the automatic voice System inquiry (charged as ordinary local calls)

Log on to the Beijing Housing Provident Fund Management Center website for personal housing provident fund inquiry;

Use the card to inquire at the inquiry machine terminal set up by the bank;

Call the bank’s customer service hotline to inquire (charges are based on ordinary local calls);

Log in to the bank’s online banking to inquire.

2. How to check how much principal is left on a provident fund loan?

If you want to check how much provident fund loan you have, there are four ways. First, you can call the relevant trustee bank, which will have relevant data records.

Secondly, you can enter the mobile banking of the relevant bank. You can find provident fund loans in the personal loan interface. You can generally view the detailed information of the loan in the bill.

Third lenders can enter their own information on the Provident Fund Center’s official account, where they can generally view the lender’s specific loan information. On the official account, lenders can also handle other provident fund services.

The fourth lender can pay attention to the monthly repayment text message, which usually contains the monthly repayment amount, remaining loan, etc. This method can be said to be the most convenient.

Provident fund loans can be repaid in advance. If the borrower has sufficient financial strength, he or she can submit an application for early repayment to the Provident Fund Center, and then prepare the relevant information on early repayment according to the requirements of the Provident Fund Center for approval. Once approved, you can repay in advance.

3. How to inquire about provident fund loans 1. Counter inquiry: Counter inquiry refers to the inquiry method where the inquirer goes to the service hall of the local provident fund management center and needs to bring the provident fund co-branded card and ID card. If you are making inquiries on behalf of someone else, you need to bring the provident fund co-branded card and ID card of the person being inquired. 2. Online inquiry: The inquirer can log in and click on the individual housing provident fund inquiry button.

Legal Basis

"Housing Provident Fund Management Regulations" If an employee has one of the following circumstances, he or she can withdraw the balance in the housing provident fund account: 1. Purchase, build, renovate, or overhaul a house. Those who live in a house, have completely lost their ability to work, and have terminated the labor relationship with the unit; 4. Those who have left the country to settle down; 5. Those who have repaid the principal and interest of their own housing loans; 6. Those who rent a house to live in; (the employee himself and his partner rent a house Or a commercial house can be withdrawn, the couple has difficulty in living, and is receiving the urban maximum, causing serious difficulties in family life; 9. Migrant workers in the city, who have been sentenced, sentenced or have reached the national statutory retirement age during the period of dismissal from the unit or the expiration of the sentence; 1. Employees who meet the conditions 1, 5, 6, 7, and 8 of Article 4 of these Measures to withdraw housing from their own account

Warm reminder

The above answers are only current information. Based on my understanding of the law, please refer to it with caution

If you still have questions about this issue, it is recommended that you sort out the relevant information and communicate with professionals in detail.

4. How to inquire about provident fund loans

1. First, we open Baidu and search the local official website of the online service hall of the housing provident fund management center. After entering the official website, click the login button.

2. After clicking the login button, click the personal password user login. Enter the ID number, password, and verification code as required to log in. If you have not changed your password, the initial password defaults to the last four digits of the provident fund account number plus two 0s. .

3. After entering the main page, you can perform commonly used query functions, such as personal details query, personal household division query, repayment details query, etc. Just select the items you need to query.

4. If you want to use detailed query, you must select a specified date range. You can click the calendar icon next to the start date and end date to select, so that you can conveniently query the time.

5. If you only need to query general information, such as provident fund balance, monthly payment amount, unit payment ratio, etc., then you only need to query it in the individual household inquiry panel.

If a borrower applies for loans too frequently or performs loan operations too frequently, it will increase personal credit risk. You can check it at: Xiaoqixin and check the personal credit risk index. The higher the risk score, the more likely the application is to be rejected.

Extended information:

How to check how much housing loan is left on a provident fund loan?

If you have a personal housing provident fund loan and want to check how much is left, you can take the following methods:

1. Telephone inquiry:

Yes Directly call the hotline number of the entrusted bank and consult the bank's customer service staff through the manual service channel. After the customer service staff verifies the identity information, they will inform you of the query results.

2. Online banking/mobile banking inquiry:

Log in to the online banking/mobile banking terminal, find the provident fund loan you applied for on the personal account page, and check the bill inquiry to find out.

3. Counter inquiry:

If there is a business outlet near where you work and live, you can directly bring your personal ID card, repayment bank card and other information to the business outlet to find a counter job Personnel application inquiry.

4. SMS query:

Generally, banks will send SMS reminders a few days before the repayment date, and the content of the SMS usually includes the repayment amount, remaining loan, etc. Therefore, you can find out by looking through the text messages sent by the bank that you have received in the past on your mobile phone.